Bank balked at replacing torn $20 bill

debodun

debodun

SF VIP
Location
way upstate in New York, USA
When I bought groceries, I put a $20 bill in the self-checkout register. It spit it out, so I tried again. It got about 2/3 out and stuck. When I tried to take it out, the bill tore (it was in pretty bad shape to begin with which is probably why the scanner wouldn't accept it). I took it to my bank to get a replacement. You'd think I was trying to rob the bank. The teller looked suspiciously at me. The branch manager was summoned. She looked at it. I was asked if I had an account there. I said I had a few dollars deposited with them. They looked up my account. It's a wonder I wasn't photographed and fingerprinted.
In the end, I got a crisp new $20, but the hoops I had to jump through.
 

That's like the time I had 121 $1 bills to deposit.

"We need to see your identification."

"Why?"

"Anything being deposited over $100 in cash needs ID."

"Why?"

"Well, you know....mumble, mumble...drug money...mumble, mumble....regulations..."

"Why...do you think I was selling baby aspirin down at the day care center playground???"

They were not amused. Bankers are seldom amused.
 
Don't let them tell you you're are crazy. If ya have a slightly damaged
20 take it to a bank or spend it at a gas station metro mark store.
It will take a bit cause they will need to open the store vault to get
spare change. don't be surprised if you get $5, $10 and 5 - $1's..

I spent some time in line waiting for them to change a Waitress's
Tips with her purchase of a Gas tank fill up, Big Gulp and a Cheesy Chip snack.
 
I had a torn $20 bill and asked the supermarket person if they could stick it together for me, they said "No". So, I went to another machine and as I was paying cash $3 for a newspaper, I only had $2 coin and two 5ocent coins. I then proceeded to pay the coins into the slot where the arrows were flashing but I fed them into the notes machine and they got stuck, I had to ask the supervisor to try and get the coins out, they gave me a dirty look because I stuffed the machine up and had to use another one. I got them back for not sticking my note together, he he..
 
debodun said:
When I bought groceries, I put a $20 bill in the self-checkout register. It spit it out, so I tried again. It got about 2/3 out and stuck. When I tried to take it out, the bill tore (it was in pretty bad shape to begin with which is probably why the scanner wouldn't accept it). I took it to my bank to get a replacement. You'd think I was trying to rob the bank. The teller looked suspiciously at me. The branch manager was summoned. She looked at it. I was asked if I had an account there. I said I had a few dollars deposited with them. They looked up my account. It's a wonder I wasn't photographed and fingerprinted.
In the end, I got a crisp new $20, but the hoops I had to jump through.
Click to expand...
I can understand that, I popped into a bank once just to get a roll of quarters and they treated me like the lowest life form on earth when I told them I didn't have an account.
 
Oldeagle66 said:
I can understand that, I popped into a bank once just to get a roll of quarters and they treated me like the lowest life form on earth when I told them I didn't have an account.
Click to expand...
Most banks won't extend any services if you don't have an account with them. I guess if there's a problem with a transaction, they have to make sure you have enough funds to cover it.
 
Good grief, you'd think in this day and age they could replace the old bills with a new type that is untearable. We'd still be stuck with the old ones for a while, but eventually they would be replaced by the banks or the ATM's.
 
The banking industry has very specific rules about 'contaminated' currency. I've had people in retail refuse to take a paper note with even a minor tear along one edge or a small piece of one corner missing. They simply don't want to get stuck with it should their bank refuse to accept it. I've found that happens to me mostly when travelling in a foreign country and I'm trying to use US dollars. In fact it happened to me just this past November when I was in Vava'u.
 
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