Is cash on the way out?

[Bretrick]

I am afraid to use my phone and credit card numbers to pay for things. I gave my card numbers to a company for something I bought and someone stole my numbers and probably sold it on the dark web. I had to cancel my card and have it investigated. The bank paid me my money back, about 300.00 but still it was an awful hassle and made me a nervous wreck. I got another card and haven't made any purchases on my phone since that happened.

Same reason I never purchase goods online.
Yes, I do book and pay for accommodation online. Been lucky so far.
Pay car rego and driver's license online.
Rent is auto pay; power and water are via a third party.

 

[Ruthanne]

Same reason I never purchase goods online.
Yes, I do book and pay for accommodation online. Been lucky so far.
Pay car rego and driver's license online.
Rent is auto pay; power and water are via a third party.

I have autopay for my rent and utilities, too. I hope no one ever hacks into those companies.

 

[Lavinia]

The risk of someone getting your details and emptying your account is a constant worry. Phone theft is on the rise and it's easy to see why. I'm always pleased to see a queue at the ATMs because it means many people are still drawing out cash.

 

[Bretrick]

I have autopay for my rent and utilities, too. I hope no one ever hacks into those companies.

I am rather amazed that being a computer dummy I have not been done over so far.
Always hearing about computer savvy people falling for scams.
Limiting my online transactions limits my exposure to these scams.

 

[PeppermintPatty]

I am afraid to use my phone and credit card numbers to pay for things. I gave my card numbers to a company for something I bought and someone stole my numbers and probably sold it on the dark web. I had to cancel my card and have it investigated. The bank paid me my money back, about 300.00 but still it was an awful hassle and made me a nervous wreck. I got another card and haven't made any purchases on my phone since that happened. For about a year I kept getting notices from the bank that the old card was trying to make purchases. It had been cancelled but it really bothered me people were still trying to use the old one.

That’s too bad that you don’t trust the system. You got your money back from the bank, so all is good. There’s going to be people wanting to steal. That’s not going to go away but you aren’t responsible for that. If you didn’t get your money back I could see your point but you did get your money back.

The other day I bought a book by phone Joyce Meyers . It took half an hour just to complete the transaction. About 20 minutes after buying the book I got a call from an unknown number claiming that my card didn’t go through. I knew it DID go through because it showed up on our transactions as going through.

I didn’t call the number. I waited three days and called the toll free number I originally used to purchase the book and according to them, the transaction went through. If I’d called that other number I might have been ripped off but I would have called my credit card number and had them straighten it out. That’s what they are there for. If my credit card didn’t have that type of coverage, I wouldn’t be using it. You had that same coverage. If you didn’t, you would have been ripped off for $300 but you weren’t. You shouldn’t be afraid to use your credit card.