I am in Texas near to
@seadoug, so I too am blessed that property tax have been frozen for us seniors. I had a person out to address a minor roof issue, $800. I am getting bids on trimming the trees. Taking out one large black walnut, removing most of the shrubs both front and back, trimming and thinning a very large oak and pecan.
First estimate is $4000.00 which I do not consider bad for all I want done. Figure it is best to get rid of what I can't maintain. Two more estimates tomorrow.
Had the roofer guy because I had water leaking in a hallway after a couple of rain storms. I determined the leak was from the AC so still have to deal with that. Went ahead with new flashing, sealing on the roof just in case. At least the guy said I have a stellar job on the roof last time it was replaced in 2017 after hail damage.
It is still cheaper for me to stay in a paid off home than sell for something smaller or apartment living. With property taxes, insurance, costs me about 600 a month. Yes, things come up that have to be done but when I spread out the expense over many years. I am still better off here than elsewhere.
I guess the one thing is finding a group of friends or neighbors that would help out when needed. Like help to doctors, before and after procedures, groceries, cooking etc. So many of us are alone and need help once in a while. It seems when we are young, so many friends and family, now that we are older, that circle diminished.