Do you play the cash back credit card game ??

the most hurtful thing many do to their own personal finance is they believe their own bull-sh*t as it is called .

the learn from , parroting other mis-informed people and end up shooting themselves in the foot because they refuse to learn and accept the fact they are wrong..

sleeping with the enemy is the best way to learn . when you learn from the opposing side well enough to argue for or against , then you are in a position to make a valid choice . but like i said most just learn from other misinformed people and just go on parroting wrong information where others hear it and learn incorrectly
 
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terry123 said:
You get 2 points for in store purchases and one point for purchases outside of the store. Each month on my cc statement it shows how many points I have accumulated. The checks are sent quarterly. I just got a $20.00 check, a free coupon for a pint of Hagadaz ice cream, 1.50 coupon off soft drinks if I buy 10.00 worth. I don't buy that brand ice cream as it is expensive but it is often on sale with a 1.00 off. I buy the cokes/Dr. Pepper when they are 4/11.00 as they are this week. So I will pay 9.50 for 4 (12) packs with the coupon. There were also sour cream coupons, bakery coupon, etc. Its tailored to what you usually buy. The coupons I don't use I give to the folks at the condo office who use them. Putting my car and house insurance on the card gives me points. I am going to pay them anyway so I like getting the points from my card. BTW, I misspelled the ice cream name but you know what it is. Also love the digital coupons on the website. I always check my receipt to be sure my coupons are taken off. Right now if you buy 35.00 worth you can use the pick up service free. That is good for me if I don't feel like getting out and going in. Otherwise it costs 4.95. If they make a mistake they will correct it right there when they bring your order out.
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Love those Kroger "best customer" coupon books, terry!
 

I don't even have a credit card - by choice. I am 60 and I did away with them about 20 years ago. I have no money but no debt. I buy only used cars. It's cash or I don't buy it. So, I don't buy it. I eat out about twice a year. I do buy groceries with the debit card - and that gets a big gas discount. Boy, do I sound like fun or what?
 
OldAndInTheWay said:
I don't even have a credit card - by choice. I am 60 and I did away with them about 20 years ago. I have no money but no debt. I buy only used cars. It's cash or I don't buy it. So, I don't buy it. I eat out about twice a year. I do buy groceries with the debit card - and that gets a big gas discount. Boy, do I sound like fun or what?
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Liberty said:
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well if they like that life then that is all that matters . nothing i would want to live like in the last down of our lives. we did not spend a lifetime building what we have to look at it when we retired . we enjoy it doing things daily and buying the things we want or taking the grand kids places . we eat out frequently , sometimes multiple times in a week as we are on the go ..
 
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OldAndInTheWay said:
I don't even have a credit card - by choice. I am 60 and I did away with them about 20 years ago. I have no money but no debt. I buy only used cars. It's cash or I don't buy it. So, I don't buy it. I eat out about twice a year. I do buy groceries with the debit card - and that gets a big gas discount. Boy, do I sound like fun or what?
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not someone i would ever want to live like .
 
OldAndInTheWay said:
I don't even have a credit card - by choice. I am 60 and I did away with them about 20 years ago. I have no money but no debt. I buy only used cars. It's cash or I don't buy it. So, I don't buy it. I eat out about twice a year. I do buy groceries with the debit card - and that gets a big gas discount. Boy, do I sound like fun or what?
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I don't disagree with your outlook but if someone wants to give me money I will always accept it. It is not a life changing thing but again "free money" gets me going kind of like "free beer".
 
mathjak107 said:
well if they like that life then that is all that matters . nothing i would want to live like in the last down of our lives. we did not spend a lifetime building what we have to look at it when we retired . we enjoy it doing things daily and buying the things we want or taking the grand kids places . we eat out frequently , sometimes multiple times in a week as we are on the go ..
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Yeah, I remember you going through all those drive through windows...lol.
 
fmdog44 said:
I don't disagree with your outlook but if someone wants to give me money I will always accept it. It is not a life changing thing but again "free money" gets me going kind of like "free beer".
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I guess I do not trust credit card companies -- they can only exist by milking honest folks. IMO....to each his/her own my Papa always said!
 
OldAndInTheWay said:
I don't even have a credit card - by choice. I am 60 and I did away with them about 20 years ago. I have no money but no debt. I buy only used cars. It's cash or I don't buy it. So, I don't buy it. I eat out about twice a year. I do buy groceries with the debit card - and that gets a big gas discount. Boy, do I sound like fun or what?
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Are you saying you keep enough cash on hand in that debit card to cover high cost emergency needs not wants is how you manage your finances?
 
Knight said:
Are you saying you keep enough cash on hand in that debit card to cover high cost emergency needs not wants is how you manage your finances?
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No. I don't have money like that. I do have medical insurance. And I am very fortunate, at this point, not to have had any major medical issues. However, I do notice a tinge of anger in your question. Why? I was just saying that I don't like credit card debt nor do I trust those companies.
 
don't trust the companies you owe money too ? ha ha ha ha ..... now there is a cop out answer unless one cannot be trusted themselves to use credit and pay it off each month. what is there to trust them about when they are giving you money with zero strings attached , just pay what you use.... let me guess , you are anti investing too i bet because it's GAMBLING "

it tends to go hand in hand when someone is so mis-informed about financial things
 
First, I’d love to find a friendly forum where the members make an effort to eliminate their hurtful comments before they post them.

Back to the topic, last week I went to my bank, Western Union, and after my teller transaction I was told I have a lot of rewards money accumulated. Accidentally, I had accumulated more than $1,000 in the three years I’d been using their card for most purchases. My wife hadn’t been aware of it either. Had a very expensive discussion with her that cost $500😊😊😊😊😊
 
Islandgypsy said:
First, I’d love to find a friendly forum where the members make an effort to eliminate their hurtful comments before they post them.

Back to the topic, last week I went to my bank, Western Union, and after my teller transaction I was told I have a lot of rewards money accumulated. Accidentally, I had accumulated more than $1,000 in the three years I’d been using their card for most purchases. My wife hadn’t been aware of it either. Had a very expensive discussion with her that cost $500😊😊😊😊😊
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Who won you are her...or did you just get out of ER this morning...lol!
 
I wish to say 'thank you' for pointing out what a miserable existence I cope with being 75 with very few health aliments, mind still in tack & money in the bank/with no debt to anyone. I want to be like the rest of you, conforming to what others perceive is normal.
 
Roadwarrior said:
I wish to say 'thank you' for pointing out what a miserable existence I cope with being 75 with very few health aliments, mind still in tack & money in the bank/with no debt to anyone. I want to be like the rest of you, conforming to what others perceive is normal.
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we all wish wish for good heath , but that does not mean we want to live the lifestyle you do . they have nothing to do with each other . health is health and lifestyle and finances are another
 
Again, a friendly forum where the members make an effort to eliminate their hurtful comments before they post them. Are we here to share our aged life experiences and comfort each other or are we here seeking combatants to abuse to vent our displaced agression?
 
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