Do you use auto bill paying ??

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Here's a tip,when you use your debit card number a lot on line to pay for stuff always renew the card with different numbers every 6 months or a year.

These retail people always say they will not give out your number to anyone,tell that to Target.
 

I pay a few things by direct debit, I am thinking about starting online banking this year, this very subject came up at our Christmas get together....everyone was telling me how well they liked it.
 
I've used online banking from both banks, one for ten years and the other for four years..never had a problem. I would't give a bunch of different businesses access to my bank account, through their auto pay...we all have our little paranoias, I guess.

To me the online banking is so convenient, you can even set up auto pay for the same amount recurring monthly bills. So convenient, can't even imagine going back to keeping up with the bills and writing checks every month. I just fill them all out at one time every month for whatever dates I want them paid. The money does not come out of my checking account until the date the bill is paid. Money saved on checks and postage, also.

I could have written this, but I only use one bank. My mortgage and car insurance are the only items set up on auto pay and the rest is done on-line through my bank...same paranoias here, OG. And I use the same process you do, pay everything at one time w/desired dates of payment. It takes me 5 min or so -- easy as can be.

I have a pkg of Forever Stamps that must be over a year old and with the price of postage these days, Xmas stamps are the only ones I ever use. On-line banking is the greatest thing since sliced bread...have never had a hint of a problem, but like OG said..doing it all through your bank rather than having to go to each creditor's website.

Getting everything set up first time with addresses/phone numbers/your account number is the only time consuming part and once it's input, you're all set. What a godsend!

Like many of you, after payment I shred any and everything with my name and address on it. Lots of bad guys out there!
 


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