againstthegrain
Senior Member
- Location
- Sun Valley, ID
The money that wasn't paid into SS probably went into the retirement benefits of the other entity so likely there is somewhere near a 1:1 tradeoff and no "excess" money to be saved or invested anyway.Not everyone is savvy at investing or even good at saving. If so, there wouldn't be so many people who don't even have a $10,000 emergency fund and are so ill (un)prepared for retirement. I like the warning letter idea though.![]()