Welcome Roz. My main challenge right now, which I am putting a lot of thought into is that I was a former airline pilot for United-Continental. I retired a few years back, but have been flying for a company that leases jets with or without a pilot. I serve only one exclusive customer, which at first I didn't think I would like, but after doing it for almost 2 years, really do like it. My problem is that my FAA license and rating is coming due in the fall, so I am unsure if I want to go through the FAA required physical to be able to continue flying or should I just hang it up completely. It's a very tough life altering decision to have to make.