I am pretty cheap, but I have also learned a lot about expensive stuff over the years. For example, much designer name stuff is very expensive, but you're basically paying for the NAME.
Example: much furniture is made of pressed wood, or MDF wood, which is basically sawdust glued together into boards. It's heavy and cheap. If it goes through a flood it will be forever ruined because it will absorb the water like a sponge.
We're talking Pottery Barn, West Elm and Ethan Allen furniture. All of them sell plenty of MDF furniture.
So, many years ago I set my bar at buying real wood furniture. Pine is OK as long as it's not too rustic-looking. Pine is "cheap" furniture. Can usually only find it at Ikea. Oak is also an option, but oak furniture is quite heavy and I want stuff I can move around by myself.
I'm cheap, but I try to be the educated cheap. Pine furniture is better than MDF for me. No bragging about where I bought it is needed.
One person here was posting about how they got new windows. New, double or triple pane windows for an older home are a great idea. Do you know they sell some standard sizes at Home Depot? I didn't know that until a couple of years ago. I guess you can also special order some standard sizes at Home Depot as long as they are the side-to-side sliders.
But there is a window company I always see ads for in magazines and on TV - gorgeous, designer windows. I always wonder how much people are paying for the name with those? But, if your house is worth $2 million, name-brand windows are a pittance, right? But I would price the cheap, Home Depot windows first, just to see the difference.
I try to spend no more than $25.00 for a handbag - will buy them at the Goodwill if I can find a good one with a designer name. I'm not embarrased to do that. I just don't understand spending $400 on a Coach bag. I have never understood the enormous amounts of cash some women spend on handbags. Better off putting that $400 in a high yield savings account these days.