How Many Credit Cards Do You Use?

[Lon]

While at one time I had credit cards coming out of my ears I am at the point in my life where I only need one credit card with a fairly high limit. I have this particular card because there are no Foreign Transaction Fees. The card has cash back features for certain purchases, no annual or monthly fees and I pay the amount due every month so no interest charges.

 

[Josiah]

I keep just two cards and resist all efforts by everybody and their brother to give me any more. I of course pay them off in full every month.

 

[SeaBreeze]

I keep 3 in my wallet, one American Express that I sometimes use at Costco, Discover and Quicksilver Visa...none have an annual fee. I pay all payments in full, if I can't afford to do that, I figure I can't afford the purchase. I mostly use checks for food shopping, etc.

 

[Vivjen]

I have one; and of course I pay it all off every month.

 

[Falcon]

One only. Why more ?

 

[SeaBreeze]

There are some advantages to having more than one credit card. http://www.neamb.com/finance/having-multiple-credit-cards.htm

 

[RadishRose]

One. Of course I don't always pay in full every month.... but when I do, I drink Dos Equis.

 

[Jackie22]

I have 4 or 5, most of the time I only use one for the points.

 

[rkunsaw]

I have two, one I carry with me and one I keep by the computer for online purchases. I pay them off every month.

 

[Ameriscot]

We have the Emirates Amex and Visa - the same card but we use Visa for the places that don't take Amex. The entire amount comes out automatically by direct debit on its due date. We got the Emirates cards as we get airmiles on them. I also have a US debit card, and two UK ones.

 

[AZ Jim]

One, Paid off monthly.

 

[QuickSilver]

I have 3.. a Visa.... a department store card... and an American express. Hubby has a Mastercard. We keep no balances.

 

[AZ Jim]

I have 3.. a Visa.... a department store card... and an American express. Hubby has a Mastercard. We keep no balances.

Oh! I was thinking just "credit cards" but I have a couple of gas cards I also pay monthly.

 

[NancyNGA]

Two---Discover (for cashback) and a fairly new Mastercard for those places that don't take Discover. Paid off in full monthly, automatically deducted from checking because I forgot to pay twice. Yikes!! Actually Discover was nice about it and didn't charge a penalty.

I still remember the days when it was hard to get a credit card, even if you had a full time job. Times have sure changed.

 

[Lon]

There are some advantages to having more than one credit card. http://www.neamb.com/finance/having-multiple-credit-cards.htm

I read the article but none of the advantages mentioned apply to me.

 

[ronaldj]

discover for points...visa for a little and a mastercard for not much of anything no balances....

 

[Butterfly]

I keep one by the computer for online stuff, and one I carry around. I use my debit card for almost everything. Oh, and I also have a gasoline card I use.

 

[Falcon]

I read the article but none of the advantages mentioned apply to me.

Same with me Lon. My ONE card is automatically paid off from my checking account (If there's any charges on it).
I use it only for large purchases (like appliances etc.); otherwise I pay cash for everything else.

 

[Ken N Tx]

One, Paid off monthly.

...Also use a bank debit card.

 

[hollydolly]

I have one credit card..which gets hardly ever used except for big purchases, sometimes.. but usually I pay cash...and I have 3 debit cards with different banks ..

 

[Ameriscot]

We use our credit card for everything, including groceries. On our previous card it was because we got cash back, on our current card it's because we earn airmiles.

 

[rkunsaw]

I won't buy anything with my debit card. I use it only at the bank to get cash.

 

[QuickSilver]

Never have or never will use a debit card

 

[Ameriscot]

Never have or never will use a debit card

How do you get cash?

 

[DoItMyself]

We have one credit card that we use for fuel purchases and a few online purchases. Other than that we use cash, debit card or on occasion a check.