Internet and other security measures

StarSong

Awkward is my Superpower
The latest large scale internet security breach gives me pause. This time it's Facebook and 50 million accounts, other times it's been credit bureaus and banks. Perhaps we can learn from one another here.

How have you responded to the threat of hacking? Do you change your passwords every few months? Where do you store them?

I use an online password manager that devises complicated passwords and stores them for me. I no longer change my passwords with any regularity because the likelihood of hackers guessing a nonsensical 20 letter password like JI)(UY8!r7o_7t860^* is no greater than them guessing Kj]#^*465)(9khT79^.

Yes, I have to remember a single VERY complicated 26 character password (AND perform a second authentication via my cell phone) to get into my password manager, but I devised it and therefore can recall it with no difficulty. Every time I close my browser completely, the pw manager closes, too. To get back in I repeat the process. I don't do any banking or purchasing via my cell phone and the password manager intentionally cannot be accessed from it.

My master password is written down nowhere and my daughter is the only other person who has it. (My husband is not good with memorizing pw.) If I forget that password, there is no way to get back into that account. Period. I'd have to redo all my passwords on every account. That level of security comforts me.

Also, DH and my credit reports are frozen. If I need a freeze lifted for any reason it's free (over 65 benefit) to do so for a specific inquiry or for 24 hours. I verify the balances on all my accounts weekly and get instant emails for activity in my checking account. I use second authentication for all sites that offer the option.

How you do to keep your information safe from potential prying eyes?
 

Nothing on my phone. My computer never leaves the house.

I do change my passwords from time to time. They are a mixture of numbers and letters (usually required, anyway.)
 

I put nothing that involves money on the phone or computer. If it ain't there they can't hack it.

Same here, abstinence.

I am looking at this more closely these days because online banking/bill paying could be a big help to me as I gradually lose my mobility.

I suppose that most of my own fear is based on my ignorance of the best way to go about setting up a safe secure process that meets my needs.
 
Any financial info, account info, etc. is encrypted on my phone, ipad, and laptop. Sometimes I need the info, and having it encrypted on my devices is more secure that leaving it on paper at home.
 
I put nothing that involves money on the phone or computer. If it ain't there they can't hack it.

Good move. I'm the same way now. My account was compromised to the tune of $1200. I no longer have anything financial on the computer. I don't even care if the whole thing goes down.. I don't even have a virus checker anymore. What's the point.

If your virus checker isn't up to date, you are vulnerable.

Sometimes I think it's the virus checker companies that create the virus to sell more programs.

I just don't trust anyone on the internet anymore. It's scam city.
 
It would drive me crazy to give up online banking and bill paying. Not saying I couldn't do it, just that my sanity would be at stake.
 
We don't pay any bills online, but do buy things online using a credit card. The only site we ever had a problem with was Pay Pal, where someone/somehow got a credit card number and charged two things. We got it all taken care of and no longer use Pay Pal.
 
I still do paper on most stuff. They say I would get discounts etc for use internet but since I can only afford basic economy internet and electronic device no way do I want to put my info/privacy at risk on a cheap device/service. Any discounts for paperless are offset by maintaining printer paper, ink, internet and cell service 365/year. I might lose some opportunities when not at my computer but there is no account social or business I need 24/7 access to.
 
....My master password is written down nowhere and my daughter is the only other person who has it. (My husband is not good with memorizing pw.) If I forget that password, there is no way to get back into that account.

I would urge you do write down your master password and keep it either in a safe or in a safety deposit box. AND, tell your estate attorney about it or include it in your legal documents.

It's risky to depend on only one other person to remember your master acct password. Especially as your DH doesn't have that info. Always imagine the worst scenario, and plan for it.
 
I would urge you do write down your master password and keep it either in a safe or in a safety deposit box. AND, tell your estate attorney about it or include it in your legal documents.

It's risky to depend on only one other person to remember your master acct password. Especially as your DH doesn't have that info. Always imagine the worst scenario, and plan for it.

Good idea to put it in my safety deposit box. Thanks for the tip.
 

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