We retired at age 53 in1989... Some scares... cancer for me...had a lot to do with the decision... then 3 years later, a stroke for jeanie...
That was 31 years ago... Now, married for 61 years, and very happy. We planned for the later years. In 2004, while we were still snowbirding Illinois/Florida, we made the plan for the later years, and moved into our "Liberty Village" CCRC, here in IL.
We live in a "Villa" a 1600 s.f. regular home, that we own... built for seniors. Liberty Village is a Continuous Care Retirement Community . 79 Villas, then 69 independent living apartments, 60 assisted living apartments, a "bounce back" center for recovery from illness... Then a 65 unit nursing home, and then... a 60 unit "memory lane" Alzheimer unit.
I have stage 4 Alzheimers that is very slow onset. We both feel that whatever happens, we're covered, and won't be a burden to our kids. We have support in our "Campus", for a social life, and have lived here now for 15 years... a normal happy life. @ age 84, we look forward to the next 10 years (or so).
We are at peace for whatever might happen.
https://libertyvillageofperu.com/