Seems like your card company is not as on the ball as others mentioned here Officer! Each time fraudulent charges were attempted, they were blocked. Sorry that happened to you/1 of our credit cards was hacked just last week. Luckily I check it online every day & saw that some1 had used its number to buy about $500 worth of sunglasses and about $400 worth of Corning/Revereware dishes at stores in a tourist town 3,000 miles from here. I got on the phone to the card's fraud division & the guy said "What about this $250 charge to the Corning/Revereware store that just came in? Is that phony too?" I said it sure is; so I guess I caught it while the shopper was still there. That card was also hacked about 5 yrs ago; the finan. institution the card's with called me & asked if I had just gone online trying to buy a $1,100 plane ticket; I said no & they said "We didn't think that was you so we didn't let it go through." And about 10 years ago, somebody used the number on our debit card to buy gas at a gas station about 250 miles away; the bank didn't catch that one, diff. bank so I guess some are better than others. I keep wondering how they do this if you didn't lose your card(s); maybe by hacking an online site where you used the card? So frustrating.
I know; some companies are much better than others, sigh.Seems like your card company is not as on the ball as others mentioned here Officer! Each time fraudulent charges were attempted, they were blocked. Sorry that happened to you/
Because credit cards have much more protection than debit cardsI'm wondering why so many here use credit cards instead of a debit card for small purchases.
Exactly.Because credit cards have much more protection than debit cards
I have those alerts, too.Nowadays we both have instant alerts if a purchase is made on our CC cards. It can happen before I even step away from the store.
Because credit cards have much more protection than debit cards
I use my cc because it gives me more benefits, like cash back. Debit doesn't give me anything and I only use it if the store doesn't take the cc.I'm wondering why so many here use credit cards instead of a debit card for small purchases.
Several times. Our bank said paying at the pump at a gas station is the biggest perpetrator. He said it is very easy for the bad goys to slip a card reader in the pump with no one noticing. They start out with small random charges and then ramp it up. It happened to us a couple of times a few years ago. Since we wuit paying at the pump it hasn’t happened again. Thank God the bank was very good about returning the money lostI have the Chase Freedom and Chase Freedom Unlimited. My son is a co-card holder for the latter. The charge was for $10.96 at CIGARS. I called my son, who has never smoked to ask if he made the charge (perhaps a gift for a friend?). He said no. I was notified by text and email. I texted back No and got an email later saying they secured my account and will send out new cards. This has happened to me before, several years ago. The first time with a Bank of America card. The perp charged something for $10 then tried to charge airline tickets on a Caribbean line. The next time it was with Chase and the person tried to charge a minimal amount at a gas station in Pennsylvania. I imagine if they had been successful they would have charged larger amounts.
I realize that people can scan your credit cards while the cards are still in your wallet if they are not protected by RFID methods. Mine are. They can also randomly get numbers from the dark web. Have any of you had this happen?
That is so sad to hear. When will this world...both sides...wake up?????If you notice I said against Muslims, I did not specify a race. And if you notice I also said it seemed less than coincidental. But FYI...when I was in my late 20's, I took organ lessons at a local music studio which was owned by two brothers who are White. They both took a liking to me. The oldest one called me Cleopatra, the other called me Cinderella. Why, I could not tell you. The oldest one's wife and children also worked there on occasion and I got along well with the entire family. When I decided to purchase an organ, the youngest brother "warned me" that my loan application may or may not be approved and that merchants were told to code the applications when the applicant was Black. He was not kidding either. I did get the loan and they eventually hired me to teach music there part time. BTW..the discriminatory practice was still going on, at least as of 2018.
https://www.theroot.com/redlining-2-0-how-banks-block-black-homebuyers-1823083306
Agree. But for everyday purchases debit is better because you can set up a limit.I use my cc because it gives me more benefits, like cash back. Debit doesn't give me anything and I only use it if the store doesn't take the cc.
Not from what I read here. Credit cards seem, to have a high degree of scam.Because credit cards have much more protection than debit cards
Credit cards can get scammed like everything else.Not from what I read here. Credit cards seem, to have a high degree of scam.
Let me tell you about recovery. With a debit card anything on your account that is fraudulent will be reimbursed immediately. Not so with a credit card. You have to get the police involved.Credit cards can get scammed like everything else.
Credit cards have more protection AFTER the scam happens. They have fraud protection, alerts, dispute departments, and most have ZERO liability if frauds happens.
Debit cards have less security at the card, give hackers direct access to your bank account, and if that happens it is real hard to get that money back. Individual banks are less likely to have zero liability on your checking account.
Well then, must be different in Canada then isn't it?Let me tell you about recovery. With a debit card anything on your account that is fraudulent will be reimbursed immediately. Not so with a credit card. You have to get the police involved.
I have the Chase Freedom and Chase Freedom Unlimited. My son is a co-card holder for the latter. The charge was for $10.96 at CIGARS. I called my son, who has never smoked to ask if he made the charge (perhaps a gift for a friend?). He said no. I was notified by text and email. I texted back No and got an email later saying they secured my account and will send out new cards. This has happened to me before, several years ago. The first time with a Bank of America card. The perp charged something for $10 then tried to charge airline tickets on a Caribbean line. The next time it was with Chase and the person tried to charge a minimal amount at a gas station in Pennsylvania. I imagine if they had been successful they would have charged larger amounts.
I realize that people can scan your credit cards while the cards are still in your wallet if they are not protected by RFID methods. Mine are. They can also randomly get numbers from the dark
Yes this is true, i was sent a package from Amazon. Inside was a huge bottle of Whey?!?Yes it happened to my husband back in around 2002 before RFID wallets were available.. but in any event it wouldn't have helped him in this case..
First we knew about it was that we got a call from the Banks' fraud department, saying his card had been compromised. Turns out the cashier at the Esso garage (filling station) was cloning the cards under the counter using a debit/credit card skimming machine .. (that was in the days when you handed your card over instead of self tapping).. they'd scammed over £30,000 from lots of people in this area , and 6 immigrants were arrested , it was a scam they'd come to this country to carry out and had been successful in other fuel stations as well around the country!
If your card was used to order the whey, then you need to make a "disputed" claim with the bank who issued the card. Amazon probably doesn't care one way or another about the whey, and it's up to your card issuer to get the fraudulent amount credited. Amazon got the money from the card issuer. It's the card issuer you should go to and let them handle it. I've never had a disputed claim either for myself or on employer's cards that wasn't resolved and the money credited to the account.Yes this is true, i was sent a package from Amazon. Inside was a huge bottle of Whey?!?
Now, I havent heard from Amazon about this order i never placed.
This was in October. I do believe someone has my card numbers and used it to oet me know what they can do. Wheyi beleive is for body builders.
This person workouts as in a very selfish man probably a team. All these strangers processing your card online etc.
I find it very strange of computers and credit cards jobs processing orders by real people you do not know. Yet they know your number of your credit card.
Just recently a American African woman took my order online whi said she was from Kansas. When I asked her where she was from.
I could hear children's voices clear as day.
She took my information and told me she would store my card number ...where in her computer at home?
Now i can see how i may be supporting her children me, one of many.
I never asked her to do that. Before I could stop her the call was over. I never teceived s tefund from Amazon on the package i received that I never ordered.
Yet has been charged to me as the bank closes its eyes. Never heard any reply from Amazon for a huge plastic bottle of Whey.
I am 71 years young however. I do not use whey to bodybuild.
One last entry on this and I will let it go.Let me tell you about recovery. With a debit card anything on your account that is fraudulent will be reimbursed immediately. Not so with a credit card. You have to get the police involved.