Stop Saving, Start Spending

Not me, I have too much going on right now with health problems and I'm the last of my family. There are things I would like to do and enjoy, but right now I gotta take care of stuff. If I make it...... I'll celebrate.
 

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All I'm saying is that if you've got enough laying around
to cover a couple of years in a Nursing Home, say 250K,
I'd say it's ok to really treat yourself now and then.

Really treat yourself.

After 2 years in a NH, your health must be pretty bad,
so a double room as opposed to a single wouldn't matter.
 
Nathan said:
I like the way you think! (y)

However, even-though I'm in a good position to piss it away and still be financially above water, I'd still be discerning, maybe just a smidge of indulgence...what would make my heart palpitate would be a 1963 MGB, like this one:

View attachment 393961

1963 seemed to be the year in my life(age 11) where cars had a big impact. For an few more bucks of mad spending I could pick up a nice...

'63 Corvette Fastback, with split rear window:

View attachment 393963
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What comes to mind is getting in and out.
 
wisenior said:
All I'm saying is that if you've got enough laying around
to cover a couple of years in a Nursing Home, say 250K,
I'd say it's ok to really treat yourself now and then.

Really treat yourself.

After 2 years in a NH, your health must be pretty bad,
so a double room as opposed to a single wouldn't matter.
Click to expand...
It’s definitely ok to treat yourself and live a comfortable life but I’m not a big fan of ‘pissing away’ my life savings.

I’m pretty much on my own and would prefer not to depend on the government or the kindness of strangers for my basic needs but I’m thankful that help is available if needed.

In New York State, where I live, a bare bones Medicaid facility provides you with a bar of soap, toilet paper and a personal needs allowance of $50.00/month. There has been proposed legislation to raise the personal needs allowance to $255.00/month for recipients of SSI in 2025.

We can’t really know how long we might need to live in some sort of supervised living situation and without a strong support network to provide a few amenities it could become quite difficult to manage without a significant end of life war chest.

As I said in my earlier post, it’s ok to live any way you see fit as long as you are willing to own it.
 
Sometimes it's way more than a few years. I'm thinking of one distant relative who lived almost 20 years in a nursing home. The family farm was lost. Those who have nothing get the same care paid for by the State - at least that's how it is in Texas.
 
I wish my health allowed it. I do spend freely and still have hundreds left over every month but that's becasue spending freely herein means a few dollars on my grandma games (i.e., pic packs in my jigsaw app; I am addicted), streaming some movies or if I see a nice shirt or knick knack or something and junk I shouldn't buy at the convenience store. (GD you, 3 Musketeers.)

My health is the pits. I raised a daughter alone without welfare or child support. I guess I'm used to living pay to pay. I'm quite shocked that I actually have a few thousand in savings.

Assisted living aka nursing homes is simply unaffordable. I can't even consider it no matter how bad off I get and frankly, I'd rather die. If I'm to be shipped off to one of them to be abused and neglected while kept alive by unnatural means so the nursing home can swipe both my SS and my pension, just put me out of my misery. Nope. I'm not willingly going to one no matter what my health is. If I go senile, they'll have to jump the legal hoops to commit me to old people's prison and I hope I die within in a month of being there.

Add to my fear of doctors, the fact that a very dear friend of mine was in one following a stroke and well I'm not sharing her experience but let's just say it was not pleasant. I'm glad she's out and recovering, back home with her six cats. She's better off with the cats taking care of her than the a-holes in nursing homes.

Another friend of mine, young fellow, worked at a nursing home during college (just a few years ago) and he continually says emphatically to me, don't go into one no matter what. He was an orderly and always fighting with the nurses because he was caring and attentive and they didn't like his taking the time to make patients comfortable and chat with them so they didn't feel lonely as he wheeled them somewhere or his duties brought him into their room and also because he spoke up and objected when he saw them yelling at patients, etc.

Nope. Give me liberty or give me death. No nursing home. No thank you. I'd rather die at home.

If a little is left behind for my daughter and grandson, swell. If not, not. If I see something I want, want to buy it and have the money, I'm going to.
 
Blaze Duskdreamer said:
I wish my health allowed it. I do spend freely and still have hundreds left over every month but that's becasue spending freely herein means a few dollars on my grandma games (i.e., pic packs in my jigsaw app; I am addicted), streaming some movies or if I see a nice shirt or knick knack or something and junk I shouldn't buy at the convenience store. (GD you, 3 Musketeers.)

My health is the pits. I raised a daughter alone without welfare or child support. I guess I'm used to living pay to pay. I'm quite shocked that I actually have a few thousand in savings.

Assisted living aka nursing homes is simply unaffordable. I can't even consider it no matter how bad off I get and frankly, I'd rather die. If I'm to be shipped off to one of them to be abused and neglected while kept alive by unnatural means so the nursing home can swipe both my SS and my pension, just put me out of my misery. Nope. I'm not willingly going to one no matter what my health is. If I go senile, they'll have to jump the legal hoops to commit me to old people's prison and I hope I die within in a month of being there.

Add to my fear of doctors, the fact that a very dear friend of mine was in one following a stroke and well I'm not sharing her experience but let's just say it was not pleasant. I'm glad she's out and recovering, back home with her six cats. She's better off with the cats taking care of her than the a-holes in nursing homes.

Another friend of mine, young fellow, worked at a nursing home during college (just a few years ago) and he continually says emphatically to me, don't go into one no matter what. He was an orderly and always fighting with the nurses because he was caring and attentive and they didn't like his taking the time to make patients comfortable and chat with them so they didn't feel lonely as he wheeled them somewhere or his duties brought him into their room and also because he spoke up and objected when he saw them yelling at patients, etc.

Nope. Give me liberty or give me death. No nursing home. No thank you. I'd rather die at home.

If a little is left behind for my daughter and grandson, swell. If not, not. If I see something I want, want to buy it and have the money, I'm going to.
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This!
 
wisenior said:
All I'm saying is that if you've got enough laying around
to cover a couple of years in a Nursing Home, say 250K,
I'd say it's ok to really treat yourself now and then.

Really treat yourself.

After 2 years in a NH, your health must be pretty bad,
so a double room as opposed to a single wouldn't matter.
Click to expand...
Have you priced nursing facilities lately? Your 250 will not go far.
 
There's just nothing I really want badly enough to go on a spending spree for.

I guess I'm just not very materialistic.

Plus, it would just mean more junk to deal with and worry about.

I wouldn't mind traveling but who would take care of my cat?

And I'd have to leave my house unattended.

Just seems like I have more reasons to not spend than reasons to spend.
 
My bucket list seems to be satisfied. I'm content just doing the things I
Need / want to do fairly quickly. Somethings I tackle with more care, wisely!
Step ladders, jacks that sort of stuff. Spare tire under cover in the bed of the truck.
That sort of stuff. What good is a spare if you can't get it down and on.
 
dusty said:
For me a spending spree would mean experiences, not things. I would like to whale watch, swim with dolphins, grow flowers, live on the east coast somewhere on the ocean, but I don't think I will. It's too late but it's ok.
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Nice list. The one I had before my health grew too poor but if I really do move to Maine near my daughter at least I'll realize that east coast somewhere on the ocean one. I kind of hope so.

I ain't eating no lobster though. I don't know how anyone can eat a giant sea bug.
 
As for spending on travel, I have done and seen my share of exciting (to me) things. Occasionally, I reminisce about those times. Now, I don't know what else to do that would generate that kind of excitement again. Been there, done that; now what? The only thing I would like to do is a trip to China; they can keep the Great Wall but I would like to see the Terracotta Soldiers. However, when I think of the logistics and expense of a trip like that...well, maybe not.
 
One reason I decided to buy a new car is because I was sick of driving my 17 year old car and have no clue how long I will live. I’m mostly done traveling because I have seen everything I have wanted to so decided to make daily life better. Plus if we end up with tariffs it’s estimated that the price of cars will go up 3-5k per car.
 

GoodEnuff said:
As for spending on travel, I have done and seen my share of exciting (to me) things. Occasionally, I reminisce about those times. Now, I don't know what else to do that would generate that kind of excitement again. Been there, done that; now what? The only thing I would like to do is a trip to China; they can keep the Great Wall but I would like to see the Terracotta Soldiers. However, when I think of the logistics and expense of a trip like that...well, maybe not.
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How about a trip to Troy, AL?
https://www.troy.edu/student-life-r... Cultural Arts,accompany him in his afterlife.

Sorry Macktexas, I cannot remove you.
 
dusty said:
For me a spending spree would mean experiences, not things. I would like to whale watch, swim with dolphins, grow flowers, live on the east coast somewhere on the ocean, but I don't think I will. It's too late but it's ok.
Click to expand...
yes me too - I do spend money on holidays (vacations) but my everyday spending is well within my means. I will buy a new car at some point in the future but other than that, nothing I want to spend big money on.
 
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