Student loans and repayment

My husband & I paid for own college without taking out loans. We both worked full time & took classes when we could so it took a while, but we managed it. Hubby finished his 2-year & years later finished his 4-yr. I took classes that benefited me at work so I could put in for other assignments, but I didn't finish a degree.
That's what I did, or much the same. In the UK to drive trucks you need what's called, a heavy goods licence. In order to pay for lessons in the truck I saved, scrimped, did any job that I could. Once I had the licence I was able to finance my way through college by signing on to an agency that provided drivers to companies that required short term cover. Like annual leave or sickness. I worked most weekends, all of the annual college summertime closure and more often than not, the one day public holidays. It was a very busy time in my life, but I managed to keep abreast of my studies and graduated with a BA(Hons) Business and Management, and, no student debt!
 

I think the biggest mistake I made was going into Education as a career. Where I live, it’s truly the most political field one can get into besides genuinely running for office, and I am not cut out for politics.

They hire teachers in my area every year, but if you don’t know how to become Popular or Make the Right Pals, you’re not getting hired.

I sure did not know it was that way before I went to college. I thought it was like all the other jobs I’ve had - show up, do a good job, go home, repeat, get paycheck.

The other thing no one told me about Education is that no one actually sees all the work you do except the students. Your Admin. won’t and neither will the parents. Your co-workers usually won’t either because they are so busy with their own workloads.
 
Exactly !! No matter what it was for.
And yet, many successful businesses DO NOT pay back their loans.

They file for bankruptcy, discharge massive debts, and people rarely think they are evil or immoral. Once again, a certain very famous person comes to mind.

Whole counties have declared bankruptcy. Anyone call them "evil"?
 
Maybe the pool of those in competition makes it a little tougher, but I don't agree that a degree in an area that is in demand means nothing. It makes you work harder to excel and to me that profits everyone. I always felt like I did my best work and achieved more when I felt I was just a little over my head. It caused me to try harder and learn more.

I'm sorry if I came across as suggesting degree's means nothing. I didn't mean that at all.

The trouble with the certification I described is/was that the certification become vital. People needed it, so they took short cuts to get it. The focus became not on learning, but in beating the tests. Thousands of exam papers were put online, people provided answer sheets, books telling you how to beat the tests wee published. In a few years meeting someone who had passed was essentially meaningless.

Personally, I think a real education - that is someone committed not to pass/fail, but to LEARN, is always invaluable. I'm a big believer in learning and education. It takes time, commitment, and hard work, but is so rewarding. But with certification, it became out getting the certificate without learning. Without studying and taking the time to learn the material, and that was simply useless.
 
I think higher education should be free

God bless you. Invest in the people, and they will pay dividends in the local economies. Why wouldn't a government have policies that encourages real learning in order to progress our societies? You want equality - give everyone an equal choice.
 


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