Thank you Mike. Much appreciate your thoughtful concern. My daughter has a house right on the ocean in North Carolina. She's been paying $$$ to have it completely renovated and it's almost complete...absolutely beautiful. It made it through Hurricane Matthew (category3 I think) but I fear this one will be stronger. So far it is. There's a sand dune between her house and the ocean that protected her last time but a higher surge could wipe the sand dune out. She has insurance for wind damage (not flood but it's on stilts) but this is her baby she has been nurturing for 2 years.
I warned her before she bought it but she said, "Mom, I know the area and have searched the history and while other places are in flood zones this isn't and has been here a long time." As you know, no one listens to Mom.
She also had a vacation planned and booked in Key West to arrive the same day Irma is arriving. That thing is out to get her. She'll get a full refund though. She had blocked her books for appointments (owns her own business) so that's a loss of income but doesn't seem to be bothered that much about that.
Meanwhile, my son is just outside Jacksonville Florida on Neptune Beach there. He doesn't own a house and doesn't have many belongings so not much to lose except his life if he doesn't evacuate....he thinks he's invincible and isn't one to plan ahead. My prayer for him is that he comes out alive but doesn't move back home lol.

raying: I'm also praying for all the flood victims we had a little inland during Matthew who still haven't recovered completely. Thirteen died.