What concerns you the most?

Youngster

Youngster

Member
Pick one thing having to do with your retirement. (I know that might be difficult) You can elaborate if you like.
 

I'm in great physical shape for 66, but what concerns me the most is the potential for declining health as I get older. I use exercise to ward off depression, and if that is some day no longer an option I'm not sure what my mental state will be. An offshoot of this is that I am concerned about lapsing into depression. I've been through it before when I was younger.

I was really concerned depression and anxiety would re-occur after I retired but over 3 years later I'm mostly happier than when I was working. I spend more time on myself these days and less on trying to please others.
 
seadoug said:
I'm in great physical shape for 66, but what concerns me the most is the potential for declining health as I get older. I use exercise to ward off depression, and if that is some day no longer an option I'm not sure what my mental state will be. An offshoot of this is that I am concerned about lapsing into depression. I've been through it before when I was younger.

I was really concerned depression and anxiety would re-occur after I retired but over 3 years later I'm mostly happier than when I was working. I spend more time on myself these days and less on trying to please others.
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Did you realize how happy you would be in retirement while you were working? Formal exercise for me is difficult. I work on my yard and projects around the house and also take long walks. My wife and I are thinking about joining the local gym but so far have only thought about it. Depression can be debilitating. Hope you can keep that at bay.
 
Youngster said:
Did you realize how happy you would be in retirement while you were working? Formal exercise for me is difficult. I work on my yard and projects around the house and also take long walks. My wife and I are thinking about joining the local gym but so far have only thought about it. Depression can be debilitating. Hope you can keep that at bay.
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My retirement was a bit different because my company eliminated my position, along with 50% of corporate employees, due to Covid. I was 62 at the time but I had already started searching for a work/life balance and walking around the lake near our house for an hour a day. It gave me time to reflect on what was important. I had also socked away as much as I could into my 401k.

When my boss called to share the news he was almost in tears. I told him not to worry, that I was emotionally and financially ready to retire. I haven't looked back. I had a feeling I would be happier in retirement because I was already focusing more on the personal side of my life.

Re: formal exercise, I started working from home in 2006, and I made a point of joining a gym and going for at least 30 minutes per day. I've now gone to a gym for 17 years. Now I spend an hour and a half 5 days a week using weight machines, stretching and using the treadmill or elliptical machines. I look forward to it because it gets me out of the house and around other people.
 
MarciKS said:
is this to be permanent?
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Unfortunately, I will have some issues from this the rest of my life. At my last Ortho appointment, They still say I may need bone grafts in my one leg, and positive I will need a hip replacement within 10 years. Nerve damage in both legs, needing a brace on one leg due to foot drop.
I try to keep a positive outlook, I didn't die, and they saved my lower leg.
 
old medic said:
Unfortunately, I will have some issues from this the rest of my life. At my last Ortho appointment, They still say I may need bone grafts in my one leg, and positive I will need a hip replacement within 10 years. Nerve damage in both legs, needing a brace on one leg due to foot drop.
I try to keep a positive outlook, I didn't die, and they saved my lower leg.
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just horrendous to hear what you've been through Old Medic... while we were all so unaware... 😞
 
Downsizing soon enough to (a) get the double capital gains deduction selling our home as a couple rather than waiting until one of us dies, and (b) the "widow's tax". Whoever survives the first death gets socked hard on income taxes. Ugh!
 
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