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Ronni

Ronni

Well-known Member
Location
Nashville TN
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Bed linens of various kinds. 😖 Comforters, throws, snuggle blankets etc. I have a queen sized end of the bed footstool full, a large coffee table/storage bench full, the linen closet full, more in the guest room closet, and even more in the tiny house!

My rationale (read excuse) is that we have 5 beds (two of which are pullout couch beds so I need to have enough for them all. Right?? 🤷‍♀️😂

What about you?
 
Checking accounts and credit cards. Long story about why we've got so many--well 1 of the checking accounts is for my Mom's estate, my Mom has been dead for over 8 years but her estate is still not settled, sigh--and I'd love to get rid of all but 1 checking account and 2 of the credit cards. Welp, turns out that you should never cancel a credit card because it impacts your credit score; they'll tell you no it won't, it's fine, a law's been passed that they can't do that; turns out yes they can, the finan. institutions have found ways around the law and are still doing that. Plus there have been more than a few cases of hackers getting the #s of peoples' accounts & using it to buy something as long as 7 yrs after the account was closed or no longer being used. So you want to keep the acct open for at least 7 yrs after you stop using it so you can check it frequently for hacking.

Plus, I've read 2 diff. articles by 2 diff. big shots in the finan. industry that since the finan. crisis in 2007/2008 wiped out the few remaining savings & loan companies, these 2 guys expect that the next finan. crisis--which I think Covid has either put us in or will shortly--will wipe out credit unions and smaller banks, that there will be only 5 banks left in the U.S.: BankofAmerica, Chase, Wells Fargo, CitiBank, and US Bank. So I'm wanting to pare me 3 checking accts down to 2; 1 is with a small bank and 1 is with a credit union, the 3rd is 1 of the aforementioned Big 5 banks and I hate that bank.

So now I'm nervous about moving the cr. u and small bank checking accts into one: which of the Big 5 do I choose? Because I've heard nothing but bad stuff about all of the Big 5 banks.
 
officerripley said:
Checking accounts and credit cards. Long story about why we've got so many--well 1 of the checking accounts is for my Mom's estate, my Mom has been dead for over 8 years but her estate is still not settled, sigh--and I'd love to get rid of all but 1 checking account and 2 of the credit cards. Welp, turns out that you should never cancel a credit card because it impacts your credit score; they'll tell you no it won't, it's fine, a law's been passed that they can't do that; turns out yes they can, the finan. institutions have found ways around the law and are still doing that. Plus there have been more than a few cases of hackers getting the #s of peoples' accounts & using it to buy something as long as 7 yrs after the account was closed or no longer being used. So you want to keep the acct open for at least 7 yrs after you stop using it so you can check it frequently for hacking.

Plus, I've read 2 diff. articles by 2 diff. big shots in the finan. industry that since the finan. crisis in 2007/2008 wiped out the few remaining savings & loan companies, these 2 guys expect that the next finan. crisis--which I think Covid has either put us in or will shortly--will wipe out credit unions and smaller banks, that there will be only 5 banks left in the U.S.: BankofAmerica, Chase, Wells Fargo, CitiBank, and US Bank. So I'm wanting to pare me 3 checking accts down to 2; 1 is with a small bank and 1 is with a credit union, the 3rd is 1 of the aforementioned Big 5 banks and I hate that bank.

So now I'm nervous about moving the cr. u and small bank checking accts into one: which of the Big 5 do I choose? Because I've heard nothing but bad stuff about all of the Big 5 banks.
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I agree with some of what you said. I also thing smaller banks and credit unions will fail. Since they are insured, to a certain amount, the government will have to pay a lot of bailout money which will severely strain the system. But I also feel the larger banks will fail.

If you have a lot of money in a credit union I would move it to a bank as the insurance, IMO, is better. As to choosing a big bank, no clue except I think it’s Wells Fargo that has done a lot of negative stuff and got fined big by the government. You can research if I am correct, and if so, I would not use them.

I am leaving my money in my credit union as it is not a nationwide credit union, only in 3 states, and I just don’t have much money.
 
Dishes

I've got three large sets of china and assorted tea trios packed away in a dozen movers boxes plus the things that I use and keep on display.

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Over the last few years, I've been donating a lot of our 'stuff' to Salvation Army. I still have more throws, coffee cups, glasses, cookware, and dishes than I really need. Especially since my husband passed away. I don't even drink coffee. One mug for the occasional hot chocolate would due. I guess I still hold on to a few things for sentimental reasons and in case my family could use them after I'm gone. :unsure:
 
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Socks. Honestly, I haven't bought that many pairs of socks, but there they are! I think the socks are partly made of rabbit hair and when I close the sock drawer and it's nice and dark they mate like....well, like bunnies.

Amazingly, genetics have worked its magic and none of the socks actually match. Two white socks mate and the litter consists of the following socks: white, almost white, yellowish white, faintly pink, distinctly blue, shorter than the rest, and one has a hole in the toe. Sort of like my family.
 
well-worn blue denim shirts. they go with everything. i truly can't understand WHY someone would get rid of one uness it was literlly hangn in tatters.

my other thing is herbs/spices/blends of stuff for cooking.
 
Slides, from back in the days when everybody thought slides were such a wonderful way to keep your photos. I've digitized some of them, but DH never believed in taking one picture when 500 would do, so I have albums, boxes, you name it, filled with a whole lifetime of slides. They will probably end up in the trash some day, but somehow I just can't bring myself to throw them out.

My children will not want 99% of them. Who wants pictures of somebody else's vacations? The ones of themselves as children have been digitized and given to them on CD's, and I suspect they're gathering dust in various drawers.
 
I am a sentimental person so I have thousands of pictures. I also have many vases from flowers my husband has given me over the years. I have all the letters we sent to one another when he was in the Navy. I also have everything any of my 3 grandchildren drew for me. Please don't tell my husband I also have the sweater he was wearing the day we met.
 
Books...many many books...all kinds of books. I am a book worm from way back. This all began when I was quite young and learned how to read comics! In the summertime, one of my brothers and I would go from door to door from one street to the other with a wagon full of read comics to trade with others. Then, we would rush home seeing some of our siblings waiting at the window, along with my Dad who was hooked on war comics and my Mom on love comics. Those were the days! From there I progressed to books without pictures, and never looked back (except now and then!).
 
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