My first SS retirement check

SifuPhil said:
Congrats!

Since you're now a "lady of means", are you hiring any concubines? :confused:
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I'm seriously considering it. How about just an idea of what your resume may look like? PS I mean, be clear now because when I see concubine, I think of something that will mow my yard, or hay if I have any;)
 
SifuPhil said:
Congrats!

Since you're now a "lady of means", are you hiring any concubines? :confused:
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I'm seriously considering it. How about just an idea of what your resume may look like?

Ok, well, giving it to me in volumes is probably the best way, baby bites digest better;)
 
Good for you!!! I took mine early too, at 62, because the high stress job I had seriously would have killed me if I'd waited. That first check felt like such a gift!!! Then I reminded myself that I've paid into that my entire working life and now I get the reward!!!
 
All my best to you Denise. I don't know what it is living on next to nothing, but I do know what it's like having both take SS and working and still barely scraping by from my sister. Hope this provides you with a good boost toward your future.
 
Now if we can just beat back the politicians efforts to "mess with" the program and get some of the fund returned to the ss system...........
 
deesierra said:
Good for you!!! I took mine early too, at 62, because the high stress job I had seriously would have killed me if I'd waited. That first check felt like such a gift!!! Then I reminded myself that I've paid into that my entire working life and now I get the reward!!!
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For sure Deesierra! It's funny as I think back because I rarely paid any attention to what they were taking out. I just had the mind set that money was not included on my check so I always paid attention to "take-home". I never even checked for the longest time, of how it was accumulating. Then I started getting scared when people talked about our SS maybe going away. But I'll just be grateful for what I have now, and thanks to the faithful employers that put in for me too;) Yeehaw!! I'm like Shirley riding her Moose saying "hi-oh Silver" away! Off to slay some dragons, LOL, she kills me, LOL!!
 
AZ Jim said:
Now if we can just beat back the politicians efforts to "mess with" the program and get some of the fund returned to the ss system...........
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I can't agree more Jim. It scares me when I hear anyone say it may go away:(
 
QuickSilver said:
I'm loving mine... I should have my 2nd one in a week... So life is really good at the moment.. especially since I'm working full time too..
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You earned it:) Plus having a job is such a bonus, I'm still looking for ways to make some dough to supplement my SS;)
 
LogicsHere said:
All my best to you Denise. I don't know what it is living on next to nothing, but I do know what it's like having both take SS and working and still barely scraping by from my sister. Hope this provides you with a good boost toward your future.
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Thanks Logics,

I don't think it's easy for any of us really. The stress of wondering if we'll have a job, or find one to supplement, whether our SS will be there always for us. One thing about living on next to nothing has taught me how "much" I don't need. I have downsized so much from the big home my X and I had, and for the last 18 years lived in the tiniest cheapest rentals I could find:) Now a big house is overwhelming and I have to stay in a small area of it to really be comfy, LOL! Like here at my sisters, it's a BIG Modular. She kept coaxing me out into the extra living room, but nope, I preferred my little space in my bedroom;) She knows now I wasn't hiding from her, just that I am used to smaller areas;) lol;)
 
Dame Warrigal said:
Good news Denise, and a big weight off your mind, I'm sure.
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Ohhhhhh, I love your pic Warri, and thank you so much! I'm still bubbling over here, LOL! I feel part of now, my sis helped this last year, so much. Now I can pay her rent, and half the utilities, and she is happy I know, but she never ever griped once about me being here. I'm afraid she will be lonely when I go, but I know we both need our own space;)
 
Yes, it's great and I found that out when I first started getting mine.
But, now the "downside" of this, of which I also found out and had to do:
Of course, the taxes that come out.
And then, when you turn 65 and want Medicare. That's $104 that taken out each month. Then comes the expense of the medical supplement to go with Medicare and the Rx also.
But, when you first start getting SS Retirement, it just seems so GREAT and the "I really needed this". Unfortunately, that feeling doesn't last too long.
 
Way to burst my bubble, but I did know about this. I will just enjoy it the way it is for now;) thanks Rocker;)
 
nwlady said:
Way to burst my bubble, but I did know about this. I will just enjoy it the way it is for now;) thanks Rocker;)
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Check on the Oregon Dept. of Revenue web site to see if you will be charged for any Oregon State income tax. Many states no longer tax SS benefits if your income is under a certain level. Here, we get a break if our annual income is under $100K.
 
Don M. said:
Check on the Oregon Dept. of Revenue web site to see if you will be charged for any Oregon State income tax. Many states no longer tax SS benefits if your income is under a certain level. Here, we get a break if our annual income is under $100K.
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Ok Don, I am thinking I did get that info, but danged if I can remember. The only tax I'll have to pay is if I earn over a certain amount which I doubt I would. But I will check again now, since I'm on here;) Thanks for the reminder;) denise
 
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