My first SS retirement check

nwlady said:
Ok Don, I am thinking I did get that info, but danged if I can remember. The only tax I'll have to pay is if I earn over a certain amount which I doubt I would. But I will check again now, since I'm on here;) Thanks for the reminder;) denise
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Also check to see if they have aid on paying Medicare..
 
Ken N Tx said:
Also check to see if they have aid on paying Medicare..
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Well, I can do that, but I'm planning a move soon, to Northern CA. I've checked with some things down there as well. So I will check both Oregon and CA;) thank you Ken, denise
 
ClassicRockr said:
Yes, it's great and I found that out when I first started getting mine.
But, now the "downside" of this, of which I also found out and had to do:
Of course, the taxes that come out.
And then, when you turn 65 and want Medicare. That's $104 that taken out each month. Then comes the expense of the medical supplement to go with Medicare and the Rx also.
But, when you first start getting SS Retirement, it just seems so GREAT and the "I really needed this". Unfortunately, that feeling doesn't last too long.
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Geesh Rocker.... :sorrow:
 
Just remember, and not trying to ruin the party again, even if a person does have their monthly Medicare Premium paid, they will still have to pay, out of their own pocket, for the Supplement Medical (to go with Medicare) and the Rx.

But, nwlady, you do have a few years before having this happen.
 
Butterfly said:
Denise, DO check on that aid in paying Medicare thing. My sister gets her Medicare premium paid for by the state somehow because she gets less than a certain amount. An extra $104 per month is an extra $104 per month . . .
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Thanks Butterfly, I will for sure check on it. It's good to find out about all this ahead of time because otherwise, what a rude awakening on some things that will change, can change;)
 
ClassicRockr said:
Just remember, and not trying to ruin the party again, even if a person does have their monthly Medicare Premium paid, they will still have to pay, out of their own pocket, for the Supplement Medical (to go with Medicare) and the Rx.

But, nwlady, you do have a few years before having this happen.
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Yeah you are kind of a downer CR, LOL, just teasin ya:) It's good to know about all this, like I said to Butterfly. I do need to be prepared and know all the ins and outs of Medicare:)
 
Ya know what, Rocker? Not everybody has to pay for the Medicare supplement. And not everybody has to pay tax on their SS. Medicare supplement is dependent on the state where you reside and the coverage you choose. If there's a state income tax, that also depends on the state where you reside. Some states tax SS; some don't.

Maybe it's a good idea to NOT make sweeping generalizations. In Michigan, we paid $65/month for our supplement, nothing for Part D. We paid nothing for either of them in Kentucky. I pay nothing for my Medicare supplement or Part D in Georgia, and I pay no State or Federal income tax. Period.

I'm happy for you, Denise. Having a jingle in your jeans and knowing that you can pay your own way? Priceless!
 
nwlady said:
Thanks much;) Now I know what it's like to win the lottery, well, almost! No, I take it back, it is like winning the lottery for me, LOL!!
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:) I know what you mean. We were gobsmacked to find that my husband, who never lived or worked in the US, is entitled to SS based on me. Not a lot, but better than a kick in the behind. And I get a bigger UK pension than I earned because of being married to him. I love unexpected money!
 
GeorgiaXplant said:
Ya know what, Rocker? Not everybody has to pay for the Medicare supplement. And not everybody has to pay tax on their SS. Medicare supplement is dependent on the state where you reside and the coverage you choose. If there's a state income tax, that also depends on the state where you reside. Some states tax SS; some don't.

Maybe it's a good idea to NOT make sweeping generalizations. In Michigan, we paid $65/month for our supplement, nothing for Part D. We paid nothing for either of them in Kentucky. I pay nothing for my Medicare supplement or Part D in Georgia, and I pay no State or Federal income tax. Period.

I'm happy for you, Denise. Having a jingle in your jeans and knowing that you can pay your own way? Priceless!
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Oh yesssssss, a jingle in my jeans:) Boy, I've become so frugal I am counting each penny, but as long as I don't become a recluse afraid I might drop/lose a penny when I go out, it is going to so nice. Of course, I may have to find something else to complain about, LOLLLLLL!!
 
marty said:
...and remember, you have to ask for the senior discounts.... They don't offer.
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You are so right, and I do forget, often. Someone, I think it was my sis, just the other day reminded me they won't tell you, and I can see why. Geesh, they might say it to a person that isn't a senior yet, LOL!! Oh boy, arggggggg!!
 
Hello Denise, Just saw this thread and I'm so happy for you.
How great to get your first check and what a relief it must be.
Congratulations, it's time you had something good happen.
I love my government checks!
 
Thanks Raven;) I am kind of glad I had that time of little to no dough because I think I will manage what I have much better now, lol!
 
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