If you were swimming in cash, would you buy expensive stuff?

fuzzybuddy

fuzzybuddy

SF VIP
Location
The Sticks, Northeast PA.
I guess I'm just cheap. If I had a $billion or two, would I buy expensive stuff? Would I buy a Rolls Royce, or a Honda? Is a Rolls going to get your down the street faster? Nope, wouldn't get a Rolls.. I now have an $8.97 Timex, so would I buy a Rolex? Well, 3:30 PM is the same on all watches. Maybe I'm just cheap. But if you were swimming in cash, would you buy the expensive stuff?
 

You're not cheap, Fuzz... I came to the same conclusion years ago and it has stuck with me. Buy a Lamborghini and your insurance is going to go through the roof and you'd always be looking over your shoulder for would-be car thieves. Buy a mansion and you'll have cleaning, heating, and maintenance bills through the expensive roof...and I'm thinking nothing at all would be different with my life from living in a mansion.

Heck, I've heard of people even getting killed for their watches, cell phones, or *sneakers!* Nope, I'll stick with my Ford and smallish home in small-town middle of nowhere. What I *would* do is feed people because that's always been a dream of mine... to fund/build a soup kitchen or homeless shelter. That's where a lot of my $2B would go. @fuzzybuddy
 
No, I was never thrilled over expensive fancy stuff, not into bling or showmanship. I like simple, don't need a bigger house than I have, etc. Not sure how I'd spend the money, but a good amount would go to donations for wildlife, pets, ocean conservation and positive causes like that.
 
I'd spend a bunch on petite but beautiful matching furniture and some cool vacations. And some nice art pieces. I'd hire house cleaning services. I might hire a driver. I'd go to whatever doctor I wanted for any concern I had and not worry about whether it would be covered. I'd get new glasses and maybe even prescription goggles for use in the water.

I'd get a better "watch" than my low-end fitbit, so it would have more features (I have apple watch envy, the ones that will notify someone if you fall down).

Oh, I'd get a personal trainer/physical therapist that I could go to whenever I wanted without needing a reason that insurance would cover.

For charity I'm not sure, maybe donate land for parks, recreation equipment in parks, recreation center gymnasiums, etc.
 
hearlady said:
I'd buy QUALITY stuff.
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Exactly this.. ^^^

I have never been swimming in cash...but I have low end watches Timex, Sekonda..and more expensive a Tag Heur ...my estranged husband has several Rolexes because they're his passion and he like the various types .. AND a Maserati... he'd previously had a Ferrari...

I drive a Ford.. if I had a lot more money I'd buy a better car.. but not a Maserati or Ferrari..or Rolls Royce...

I always had this debate with him with regard expensive cars.. that his car gets the same place as mine... and it's not like he could even see what the car looked like while he was driving it.. but I guess he liked the admiring glances..
 
One residence in Pacific Grove and a second in South Lake Tahoe. A new vehicle higher end EV SUV than I'll otherwise purchase since my 2007 ICE Forester has 269k.

Otherwise for many years, have always had more than enough cash money in savings though not wealthy, to buy any minor stuff. When I really need something functional, I buy it. Am fine with old, dated, mechanical, scratched things. Don't envy a long list of expensive "toys' so many dream about...yawn. When the newly released Sony A6700 APS-C camera body has stock in stores, I'll readily spend the $1.4k for that. Likewise when 8K UHD DisplayPort 2.1 displays finally become available so I can exhibit, I'll probably spend $15k on a new workstation and much more.
 
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HECK YES!

A house that would be suitable as we age, and bigger, with a garage for a new vehicle. Probably two of them, a comfortable reliable sedan and
a truck or van. Have a workshop with some stationary power tools. Have people that did the lawn. Travel some. Take care of medical stuff we can't afford. Some gifts for a few friends that were always there for us.
 
Thanks to a big fat lawsuit, I was swimming in cash, but I didn't buy a bunch of expensive stuff. I just kept living simply, same as always except I've never run out of anything that I couldn't just go and get, and I finally bought a house just recently.

I think the heftiest purchase I made was hiring a financial advisor/attorney. And he's been worth every dollar.
 
No way would I buy expensive stuff.
I would save it for my children's inheritance
when the middle class no longer exists.

My 4 children or their children will need it more
than I as their world will be incredibly more challenging
than mine.
 
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fuzzybuddy said:
I guess I'm just cheap. If I had a $billion or two, would I buy expensive stuff? Would I buy a Rolls Royce, or a Honda? Is a Rolls going to get your down the street faster? Nope, wouldn't get a Rolls.. I now have an $8.97 Timex, so would I buy a Rolex? Well, 3:30 PM is the same on all watches. Maybe I'm just cheap. But if you were swimming in cash, would you buy the expensive stuff?
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I too am very cautious with money, I refuse to waste it. I want value. Especially for restaurant food, or clothes. I wouldn't buy designer goods and I wouldn't move house. I would invest big money, not waste it. I would only help those I know who are genuine and in real need.
If I won the lottery, I wouldn't tell anybody how much.
 
Well, I think swimming in cash would be inviting tragedy. You would have to keep on swimming or sink to the bottom (However far down that is) and suffocate. (Don't you just hate literal people) Ha ha

Anyway, "expensive stuff" is a subjective term that means different things to different people. To me it means overinflated, most of the time. So my answer there would be no, I wouldn't, and no I don't. My home is paid for, my vehicles are paid for, and I have savings and investments, but no matter, I generally won't spend a dollar more than I think something is worth. I have paid as much as $150 for a shirt jacket because I thought it was well-made and would last me forever, but I also shop at Costco and Harbor Freight and the Dollar Store because I feel I can find bargains there.

In the end though, I have come around to the Beatles philosophy: Money Can't But Me Love. It doesn't buy happiness either. I am happy if I have it or if I don't. It's an inside job, and it's with me wherever I go.
 

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