House votes to defund Planned Parenthood 241-187

BobF said:
Well, finally you have come around to what I have been saying. They treat you first than ask for financing or what ever. That is what I have been saying and this has been said on TV for all to hear. It is no secret at all. People who are short of means are told to take the emergency room approach. Often they get reduced charges that they can afford or they get free services. Just like the law says. Fix first then find out if they can pay or not.
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I have never said otherwise... Of course hospitals will treat you.. They will also take everything you have to pay for that treatment if you don't have insurance. Is that a reasonable healthcare plan? And I agree.. the people that have ZERO in assets have a better chance of having their bills written off.. But, it's the working poor.. and the people who are just getting by.. those who have a small nest egg... or a modest house that will be hit the hardest by collection agency and court judgements... forcing them into bankruptcy.. People like YOU Bob. You would have been decimated financially if you didn't have health insurance and you faced a catastrophic illness. Do you not see anything wrong with that? You were fortunate.. Your employer provided insurance. Not everyone is that lucky.. again THANK GOD FOR OBAMACARE!!!
 

Obama care may be good for some but for others it is not the best thing to have happened. I had much better health insurance prior to Obama care. It was paid by my retirement company and kept up to date. After Obama care came on they backed off and said they could not afford the cost of Obama care so we now get a fixed sum set aside for us to draw towards. Once it is gone we pay our own way. Pretty sad as now our insurance we buy ourselves is going up. We are still in pretty good shape compared to the broke and never will have folks. I don't see how they will be able to buy this health insurance either. And so far not many folks are covered by Obama care. Recently read the number and was really surprised at how low the number was. So it is still not the answer to the US health problems at all. A few are better and folks like me not doing as well as prior to Obama care.
 
Well bob... You can save your angst.. Obamacare is the law... and it's here to stay... it's not going to be repealed and it's not going to be replaced.. It is a blessing to so many.. Perhaps your previous insurance, while cheap did not meet the basic standards of decent coverage set by the ACA... Now your company cannot provide that substandard insurance any longer. You may pay more but in reality you are better off... By the way.. Don't you have Medicare anyway?
 

Absolutely have Medicare. But that does not cover a lot of items that we have had to take care of with our additional insurance. If not, our bills would be much more to concern about. People keep saying we don't have to pay for this or that since our insurance will cover that. So I like that idea a lot. Was just told this today at a testing place. Since I have a certain insurance I got the tests free until after the it goes through the system and the 'no payment' attitude gets applied. Then I take a form to my doctor that said this test was necessary and signs a form. Then it is taken care of by Medicare and the insurance won't be needed this time. So for many items it becomes a game with Medicare to get the payments, or have some backup insurance to help.

All this insurance is a game but little more. A person really needs more than just Medicare to help in times of sickness.
 
Bob... for as long as Medicare has been around, People have carried a supplemental insurance to cover what Part A and Part B do not. Also, Premiums go up as you get older. That has nothing to do with Obamacare.. it means you are older.. and your private insurance company feels justified in charging you more..
 
BobF said:
I see nothing wrong with folks having to change their careers or lifestyles in order to keep shelter, have foods, and keep healthy. Aging does cause us to change our ways of working and living.

How many of our billionaires were always so rich. Some came from near nothing and worked their way to the higher levels of income. One never even finished college as he saw an opportunity to go for the big money. Ever hear of the guy that built Micro Soft? Bill Gates for example. It can be done, and is done by many who come from little and grow it into plenty.
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Some time in the future you may enjoy an improvement in your credibility, if you check your statements for accuracy.

Bill Gates Wikipedia
 
Grumpy Ol' Man said:
I'm assuming he meant that the elder generation pass earlier. IOW, if you start drawing SS at age 66 and live until 96.... you've drawn a lot more than you put in. OTOH, if you start drawing at 66 and pass as 67 you've used very little of what you contributed. But, that's not the entire story.
We, as a Nation, are living longer. The life expectancy is going up every year. So, we are apt to use more than what we contributed to the system. To keep the system solvent, we either need to raise the full retirement age or lower the benefit amount. Since we are living longer and remaining in fairly good health, let's move the full retirement age to 70. Most can start drawing limited benefits at 62. Move that to 65. Those two moves would make a world of difference in keeping the SS system operating in the black.
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I understand each of these points, all too well. However, the statement:

BobF said:
. Much is gained for us older folks when younger folks pass away before they have spent their savings. Early deaths of workers help pay our way as we get older and pass our expected pay back dates.
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...refers to older folks benefiting from the deaths of younger folks....???
 
Never use the ER for things that are NOT a true emergency. First off, you will wait forever because true emergencies are taken before you, and second off, it will cost you a fortune for treatment you could have gotten much cheaper in an urgent care faciilty. I think, but am not sure, that many insurances won't cover emergency room charges if it is not a real emergency -- like going to the ER for a cold or some such.
 
There are two kinds of hospitals.. Not for Profit..... and For Profit. The "Not for Profit" hospitals receive a tax break for being a not for profit. They are expected to do certain percentage of "charity" care for the community in order to keep their not for profit status. They require the people applying for it to be litterally asset free.. No Job... No savings, no house, no car, or a junkey one. then and only then will you receive free care. If you have anything? They will go after it. Your small savings.. or any other asset. This is why medical bankruptcy is the leading cause of filings. In addition, all of the cost of caring for the uninsured and the write offs due to bankruptcy are passed on to the rest of us in the form of higher healthcare costs and higher premiums. That's a pretty poor system.

A "For Profit" hospital has no obligation to do any charity care.. They will be like any other creditor and turn your account to collections withing 90 days.

The Republican claim that anyone can get free care anytime... just go to a hospital... is pure BS. Who needs Obamacare? Well that's simple, anyone with no other insurance and with a small savings or house.
 
Well, here is a fact, not just more BS as you say. Over my life time I have always used the local hospitals where ever I lived. In small towns and larger cities. On weekends I always entered the emergency rooms rather that wait for next week some day. Many areas did not have those special care centers so none to use. Where we live now they do have special care services and we have used it but they are definitely limited in their capabilities so we do just go to the hospitals more often.

Your idea that some hospitals don't take care of such and have closed their emergency rooms is fact. Some well known hospitals made sure of that after the emergency rules were changed some years back. I remember reading of such happening back when the emergency room laws were made back in the 1980's.

And none of this is what you call a Republican claim. Hospitals take care of all and politics is never asked. More of your biased and nasty posting.

Have your own twisted ideas and I will keep presenting my facts as I see them, as experience is more for teaching than all this high and might nonsense some like to preach. Come into my area an see just how well the hospital emergency rooms work to help walk in types. How they collect after the patients have been received and helped I have no idea. Blowing out fear inspiring nonsense is not the way to encourage the poor to try to get help that is available at all. It is there for all of us to use when doctors offices are closed. Why put it down with wrong information.
 
Yes Bob... I see there is no reasoning with you as you have closed your mind. ... Keep your views... and I will keep my facts... thanks..
 
tnthomas said:
Some time in the future you may enjoy an improvement in your credibility, if you check your statements for accuracy.

Bill Gates Wikipedia
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OK, I checked the posting on Bill Gates. I only talks of the days when his folks were keeping him in special schools and colleges. When Gates decided to start a business he was using small ideas and small business methods. He even complained the he needed money from his efforts. A good comment from someone who is trying to start a business. Nothing in that article to say he was backed by millions of dollars to do this project, but I suspect he is well supported by his parents, not his own wealth at all.

A bit twisted in your post.
 
tnthomas said:
I understand each of these points, all too well. However, the statement:



...refers to older folks benefiting from the deaths of younger folks....???
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Another twisted and confused post about SS.

Yes, a younger persons death prior to SS or even while in SS is a bonus to the older ones still drawing from SS. Those monies taken from our employers and our own wages are not returned to any one at all. It just stays in the big fund set up for paying the living retired folks.

And yes, in recent years we have more retiring than working, so a bit of a problem. We need to get more of the living working again, reducing the unemployed list as much as possible. Still lots of folks that were once working, not working again, yet.

Or as suggested, some new words in the SS law to provide a comfort zone for savings and payouts. One thing would be to end this business of politicians doing the temporary borrowing of funds for this or that. It needs to be locked in reality, not just in words.
 
QuickSilver said:
Yes Bob... I see there is no reasoning with you as you have closed your mind. ... Keep your views... and I will keep my facts... thanks..
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The closed mind is yours. You have no ability to see beyond your own nose. The facts are taken from my life experiences.
 
Bob.. You don't have ANY of the money that you contributed to SS set aside with your name on it. None of us have an "account" with our contributions set aside for us. Our FICA contributions made while we were working went to pay the SS benefits of our parents and grandparents. OUR SS checks come from the FICA contributions of the younger people still working. Young workers dying off would not be a benefit to seniors in the least.
 
BobF said:
The closed mind is yours. You have no ability to see beyond your own nose. The facts are taken from my life experiences.
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And a rather limited and myopic set of experiences at that. You are sadly mistaken.. but will NEVER listen to anyone who may know... so again there is no point in carrying on this discussion.
 
QuickSilver said:
And a rather limited and myopic set of experiences at that. You are sadly mistaken.. but will NEVER listen to anyone who may know... so again there is no point in carrying on this discussion.
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I was hoping that soon you would get tired of your distortions and quite. I speak of experiences and have no idea where your twist ideas come from.
 
QuickSilver said:
Bob.. You don't have ANY of the money that you contributed to SS set aside with your name on it. None of us have an "account" with our contributions set aside for us. Our FICA contributions made while we were working went to pay the SS benefits of our parents and grandparents. OUR SS checks come from the FICA contributions of the younger people still working. Young workers dying off would not be a benefit to seniors in the least.
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Again you have a twisted idea. All moneys taken in stay there and will not be needed for paying off their retired years at all. That is a benefit to all still living. It is definitely how a person decides to see the benefit or hardship of not being here any more. A persons death is a benefit to those still living and the sooner the death the better it is for those remaining alive in the system.

If you actually read my earlier post I said just what you are trying to say I did not say. Time for you to end your constant bickering and picking on others posts.
 
BobF said:
I was hoping that soon you would get tired of your distortions and quite. I speak of experiences and have no idea where your twist ideas come from.
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From having worked in a hospital for 35 years? In addition to working 15 years in a hospital Case Management department with 8 years in Health Information Management, working closely with the billing department.. SO.... let's see... Bob's "experiences" vs. QS's facts.... no contest Bob.. But I have to admit your simplistic assessments based on your "experiences" are very amusing to me.... and I would imagine to most people here.. lol!!
 
BobF said:
Again you have a twisted idea. All moneys taken in stay there and will not be needed for paying off their retired years at all. That is a benefit to all still living. It is definitely how a person decides to see the benefit or hardship of not being here any more. A persons death is a benefit to those still living and the sooner the death the better it is for those remaining alive in the system.

If you actually read my earlier post I said just what you are trying to say I did not say. Time for you to end your constant bickering and picking on others posts.
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Bob... No one has any money "staying there".... for their retired years... It all goes to pay current recipients. Less young people working to pay the benefits of the older people does not bode well for the benefits of the older people.. This is why all the hysteria exists about the vast number of Baby Boomers retiring and not having equally vast numbers of younger workers.
 
QuickSilver said:
Bob... No one has any money "staying there".... for their retired years... It all goes to pay current recipients. Less young people working to pay the benefits of the older people does not bode well for the benefits of the older people.. This is why all the hysteria exists about the vast number of Baby Boomers retiring and not having equally vast numbers of younger workers.
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Again, your twist of ideas to fit your perceptions, but that does not say what I posted was wrong at all. Start thinking a bit before you post those triumphant ideas of yours. Those that have died are no longer taking from the funds so that is a benefit to those still living. We are having problems for the future and I never said any different at all, I have just pointed out how someones death is a benefit to those still living. You disagree. How unfortunate for you to be so negative all the time.
 
QuickSilver said:
From having worked in a hospital for 35 years? In addition to working 15 years in a hospital Case Management department with 8 years in Health Information Management, working closely with the billing department.. SO.... let's see... Bob's "experiences" vs. QS's facts.... no contest Bob.. But I have to admit your simplistic assessments based on your "experiences" are very amusing to me.... and I would imagine to most people here.. lol!!
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I hope you can keep your ego pumped up with your posts. They are no good for others as what I have posted is what I have lived with and still do these days. I use doctors when they are open, medical services places when the concern is mild, and emergency rooms when the concern is more serious. It all works out well. And the use of our ER is by even the very poor in the area for various reasons, children sick, parents sick, how they pay is up to them and the hospital. Seems to be no end to those sitting and waiting to be called in the ER waiting room. Reality seems to be in favor of those that are sick. Checkouts prior to challenges seems to work pretty well.
 
BobF said:
I hope you can keep your ego pumped up with your posts. They are no good for others as what I have posted is what I have lived with and still do these days. I use doctors when they are open, medical services places when the concern is mild, and emergency rooms when the concern is more serious. It all works out well. And the use of our ER is by even the very poor in the area for various reasons, children sick, parents sick, how they pay is up to them and the hospital. Seems to be no end to those sitting and waiting to be called in the ER waiting room. Reality seems to be in favor of those that are sick. Checkouts prior to challenges seems to work pretty well.
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It's not an EGO thing Bob... I KNOW what I am talking about as I have experience in the field... that's all. It's NOT my opinion, but actual fact that I speak of. I'm sorry if that upsets you or makes you jealous. That is not my intention. Just trying to educate you... However, you know what they say about leading a horse to water.
 
QuickSilver said:
It's not an EGO thing Bob... I KNOW what I am talking about as I have experience in the field... that's all. It's NOT my opinion, but actual fact that I speak of. I'm sorry if that upsets you or makes you jealous. That is not my intention. Just trying to educate you... However, you know what they say about leading a horse to water.
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You are so busy teaching everyone that you know what you are speaking of that some I know of will no longer post on this forum. Please do post whatever you want but that is exactly what everyone else is supposed to be able to do, including me. It has to be your personal ego that makes you think you can put others down, it is not intelligence at work at all. Loosen up and allow others to speak for themselves.

Your experience must have been in a pretty tight fistted type of hospital as the ones I have been too were much more simple that what you describe. Go in to the ER, sign in, get checked out and fixed. Then the payment requirements must be discussed. I remember one time I was trying to negotiate a payment schedule. Notice, not objecting, just stating that I had no money or resources but would gladly make payments on a schedule. Well, that hospital surprised me after a couple small payments to them, and wrote off the charges to something. I don't remember anymore, but I was written off and set free of the debts.

Good hospitals are usually OK to talk to and either arrange payments, have insurance, pay cash, whatever, just as long as both sides do agree.

One big problem with those that do have insurance is that those with insurance get fixed to the limits of the insurance and those with out insurance can have further care and repairs covered by the doctors or hospitals. I have more than just Medicare so I get some extra coverage's. Examples of this type of treatment were made in NYC when that ferry slammed into the dock and lots of folks were hurt. I wish I could find the news coverage of the aftermaths of some of those hurt in the ferry crash.
 
BobF said:
You are so busy teaching everyone that you know what you are speaking of that some I know of will no longer post on this forum. Please do post whatever you want but that is exactly what everyone else is supposed to be able to do, including me. It has to be your personal ego that makes you think you can put others down, it is not intelligence at work at all. Loosen up and allow others to speak for themselves.
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Well NOW you ARE feeding my ego... But I am well aware that hundreds.... no.. more than likely THOUSANDS of people no longer post on SF because of MY political views.. lol!!! You are a real character Bob.... and very amusing..

I hope I never get to the point where I am unwilling to learn from people who have more knowledge on a particular topic than I do though... But perhaps it's nice living in your own little world and making it just the way you want it not the way it actually is. Reality can be very daunting.
 

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