Found out last week I am being sued by a bank that owns a charge company for a charge I was unable to pay because the payments got so high. They demanded the full amount of the bill and I did not have it then and do not have it now so they have taken me to court. I called their attorney to try and made some arrangements to make a payment I can afford and they told me that amount was not acceptable but that I could send it. I called back later and told them I would only send the amount I said if they stopped going through with the judgement and they told me they would not do that. I also asked them to stop adding interest and they wouldn't agree to that either. Well, I found out they cannot attach my bank account as I am on SSI. I don't have any property accept a really old car not worth much.
This charge company constantly sent me emails and mail with advertisements of specials to buy, constantly! I couldn't resist and spend quite a bit. Then they raised my credit limit a few times, too. So, I have a bill with them that I cannot pay. The only thing I am concerned about now is losing my old car. I really need it for doctors visits and visits to the Vets, too, and shopping. It gets really cold here and a person needs a car when doing things.
An attorney looked through public records and saw the lawsuit against me and offered to file bankruptcy for me, sent me a letter today. I haven't called him. I really don't have the money to that. Also don't know if he is legit. I know sometimes they are on a payment plan.
This charge company constantly sent me emails and mail with advertisements of specials to buy, constantly! I couldn't resist and spend quite a bit. Then they raised my credit limit a few times, too. So, I have a bill with them that I cannot pay. The only thing I am concerned about now is losing my old car. I really need it for doctors visits and visits to the Vets, too, and shopping. It gets really cold here and a person needs a car when doing things.
An attorney looked through public records and saw the lawsuit against me and offered to file bankruptcy for me, sent me a letter today. I haven't called him. I really don't have the money to that. Also don't know if he is legit. I know sometimes they are on a payment plan.