Timewise 60+
Senior Member
The only way one can lose money in our stock market is to sell their stock when it is lower than when they bought it! You should not put your money in the market if it is something you may have to use in the future. It should be extra savings that you are willing to risk. Otherwise, you are taking a risk that could be avoided. In our history the stock market has always recovered from a drop in value (exceptions being individual stocks, you have to diversify your investments in stocks and bonds), the trick is how long will the recovery take. So don't invest money you may need in the future, in the market.
Investors use savings accounts and other safe investments to grow their investments. Obviously with less risk you get slower growth.
Investors use savings accounts and other safe investments to grow their investments. Obviously with less risk you get slower growth.