I REALLY like this. Packerjohn, you got this. I'd like to add a bit.
Never, ever, EVER agree to start a relationship unless meeting in person. Those world-famous soccer coaches online are just scammers.
Never, ever, even when you meet a lady or man, never, ever fall for the crap when they need money and ask you. Tell them to go to their bank or whatever, and do NOT fall for excuses, as "I had to pay up my child support," or "I got behind on my mortagage," ... their financial problems are their dang own. Not yours.
Also, never, ever loan money even to the one you met. If he/she asks for a loan, tell them you are not a bank and ask why they need it and ask why they aren't financially responsible. That's a deal-breaker right there.
And also, get their real names and social security number and do a full background check. If they are not willing to do that, there's something to hide and whatever it is, you don't need that.
Then if they're not working, ask why, if they say they're on disability, ask why. If they can drive a car and use a computer, they can do better. I know tons of folks who work from home on a computer who are disabled.
If they say they are retired, fine. But make sure you have proof. Many retirees have their own homes and never ask for money.
Don't fall for anything about mental issues. But with mental issues, stay waaaay from that. Sorry, but too many people have been killed, shot, beaten from boyfriends/girlfriends with mental health issues. You can be a friend, support them from an arm's length and don't involve yourself and your family into that type of mess. Your entire family can be in danger from folks who have mental illnesses. They need to be in a place where they can be treated and helped or therapy, not in your home.
Never, ever give money. And when you do meet someone online, and it goes deeper. do not EVER give them any information of your investments or bank accounts or savings. If you're a retiree with a home paid for, investments and all, never give them anything.
And if you do decide to marry as a retiree, if they have nothing, watch out. Get a pre-nup and protect your assets. If they have stuff, do a pre-nup for both sides.
Sorry to be rude, but I am happily married, but have sooo many friends messing up and making these mistakes. Y'll take care of yourselves.