Bank statement getting later and later

debodun said:
I used to receive a statement from my bank through snail mail that, a year ago, would arrive on the business day closest to or on the fifth of the month. Now I'm getting them no earlier than the 9th.
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Maybe when more people received statements they would do multiple batches and yours was part of the first batch, and maybe now there are so few people wanting paper statements that they wait and do one mailing later? Just random guessing here.
 
Deb,
Please post the model number of the laser printer. I may have a source for a replacement cartridge.
 

For those who are making suggestions and trying to help: are you new to this forum? LOL

Auf Deutsch, we would say "Ah, hier kommt das große Aber" (Ah, here comes the big but." But, can't, don't and won't are words you'll find used liberally in her posts!

Lest y'all have the mistaken impression that Deb isn't intellectually capable of moving into the 21st century, disabuse yourselves of that notion. She's an intelligent and well-educated, retired professional woman.

ETA: Let's revise that last sentence: She's an intelligent and well-educated, retired professional woman with both feet imbedded in concrete in the 20th century ;)
 
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Georgiagranny said:
Lest y'all have the mistaken impression that Deb isn't intellectually capable of moving into the 21st century, disabuse yourselves of that notion. She's an intelligent and well-educated, retired professional woman.
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You are right about "
She's an intelligent and well-educated, retired professional woman."
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Also lives alone & has some unique problems she posts about. Trying to help by offering suggestions more often than not meets with " But, can't, don't and won't are words you'll find used liberally in her posts!"

But every once in awhile she takes a suggestion. It's the pleasure one can enjoy when she does use a bit of help offered. It costs nothing to try to help a senior woman living alone but I admit it can be both entertaining & frustrating the subsequent posts of.


" But, can't, don't and won't in her posts!"
 
Deb you remind me of my lovable sweet aunt that had a wonderfully odd sense of humor.
She would complain about EVERYTHING but would never really wanted a solution to the problem,
even if everyone in the family tried to help or suggest a solution.

You could start a thread labeled
“Daily Complaints - No solution or suggestions necessary”
😊
 
bowmore said:
I am in my 80's but embrace the 21st century. I have gone totally paperless, except for year end statements when doing my taxes. I use a credit card almost exclusively, and also use autopay.
The concept of being so paranoid about a bill that I have to rush to the post office to pay it is totally foreign to me.
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Yup. The 'trick' is, and I assume you do, is to be sure to take a look at everything online to be sure everything was paid. And, we jumped on using a credit card to pay for everything possible ---- it means everything you pay for is 2%-5% cash back, depending on your card.
We have the advantage of living in a town with a library close by that we can access if our PC takes a dive. Also have a tablet. Additionally, we can send documents to the printer at the library and print there (docs are held in storage until you go to the library, put your code in, and your money). We end up printing a number of things for 10c a copy --- ink is expensive at home. If you have those kind of resources available, I would advise the readers to check them out.
 
debodun said:
I got out the last two statements and they were both issued on the last day of the month (July 31 and Aug 31). There's no postmarks on the envelopes, so I can't actually say when they were posted.

I have received no communications about going paperless, although my electricity supplier adds almost a dollar to my bill for preparing a paper bill be mailed to me. There's just something about having a statement on paper. What if my Internet service went down or my computer broke?
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My current bank charges $7 per mailed statement per month. If you need a printed statement from the bank on a special occasion it's $15 per page. If they need to go back in time beyond a certain point, there is an extra charge for that. I don't much care for this new bank, but where I am choices are limited and it would be a major hassle to change direct deposits. There is a new upstart bank coming to the area, but in my experience after a couple of years they too wind up being swallowed by a major national bank.

From your description it's most likely the post awful(sic) that is causing the delays.
 
I did get my statement yesterday (Oct 10th), but since Monday was a Federal holiday, that's understandable.

The banks used to send photostatic copies of all checks cashed during the month, but they've also done away with that. Now I have to write down every check I make out and to whom so I have that info when I go to balance my checkbook. The statement only shows the check number and the amount, but not the payee.
 
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You could switch to carbon copy checks. If you don't need to reorder checks anytime soon you could try and find carbon paper and use regular paper to maintain that info as you write checks. I just use the check register, but I only write checks when I have no other choice.
 
Myquest55 said:
The US Postal Service has repeatedly warned that it is slowing down mail - on purpose it seems. It is likely not the bank's fault but you might ask them if they have changed their mailing date. To be honest, I haven't ever kept track of when I get my statements but my DH and I both have separate Credit Union accounts and the statements will often come on different days - not sure why. I do know that I did not receive my life insurance premium bill last quarter and had to call to make sure I could get a payment in on time. I blame the USPS.
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I agree with your conclusion. Not only that, however. And, it was very concerning. I often got the wrong mail, including others' monthly bank statements delivered to me. I am sure mine, too, was delivered to others. So, I stopped receiving bank statements in the mail and switched to internet delivery. Now I get my statements delivered to me dependably and always at the same time each month. And, I switched my paid bills from using stamps for them to auto-pay with automatic debits from my checking account. That way I am no longer paying for nor supporting our increasingly incompetent mail system. Vote with your feet. Better that way.
 
debodun said:
I barely have a computer. I actually have 3 printers, one is a laser, but it's so old I can't find toner cartridges for it and the other 2 won't run with Windows 7.
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It's time for Windows 10 or 11. You can always go to the bank and ask a print out of your bank statement. I have that in the past.
 
debodun said:
Not really. I've never has a problem. My new neighborhood seem to be comprised of law-abiding, upper-middle class people who mind their own business.
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It isn't about 'your neighborhood' being honest.
Thieves roam neighborhoods looking for mailboxes with the red flag up. A clear sign there may be a check in there.
Once they get a check, they can get thousands made up and start cashing them, without you even knowing.
Happens alot.
 
Robb.hisself said:
I agree with your conclusion. Not only that, however. And, it was very concerning. I often got the wrong mail, including others' monthly bank statements delivered to me. I am sure mine, too, was delivered to others. So, I stopped receiving bank statements in the mail and switched to internet delivery. Now I get my statements delivered to me dependably and always at the same time each month. And, I switched my paid bills from using stamps for them to auto-pay with automatic debits from my checking account. That way I am no longer paying for nor supporting our increasingly incompetent mail system. Vote with your feet. Better that way.
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Ya, the USPS sucks. They can't even put mail at the right house anymore. They aren't doing it on purpose, they just don't care to do it right. All they cre about is that fat government pension they will get for doing a mediocre job.
 
Mail carriers give up their Social Security for their pensions. My BIL was a carrier for many decades. He told me that, I'm not going to check if it's right.
 
Funny, local post office must have read my post.
A neighbor just showed up with my mail, which was delivered in his mailbox.
We only have 13 houses on my street (dead end), and they still can't get it right...with only 13 houses.
I call them and they don't care....Given the option, I will always go with FedEx or UPS, never USPS
 
Sippican said:
Ya, the USPS sucks. They can't even put mail at the right house anymore. They aren't doing it on purpose, they just don't care to do it right. All they cre about is that fat government pension they will get for doing a mediocre job.
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Actually, postal workers get a very poor pension. No longer do they get civil service pensions. That went away in 1987. Now they get social security and have a 401k (it has a different number for them) plan that the government matches a per centage of. The problem is that there simply is not pride in their work. No incentive to do a better job. It is just a low pay, dead end job which no one gets recognized for doing well.
 

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