debodun
SF VIP
- Location
- way upstate in New York, USA
I have the traditional Medicare Parts A and B. United Healthcare chips in as my supplemental insurance. I am not covered for dental or vission care on either, although I have a great prescription service (Silver Script) through the supplemental. Payment for Medicare is taken from my SSI and I do not have to pay anything for my supplemental - it is covered by my former employer.
As has likely been mentioned in other posts about this - the premiums for dental and vision would most likely exceed what one would spend OOP unless they had a catastrophic need. I pay OOP for dental. This year cost me $346 - a 50% increase from last year for the same service and no take home goodie bag, either.
Thankfully, I have not needed glasses so far since retirement. I would only be interested in dental and vision coverage if there was no premium and I get the idea from all the blurbs on TV lately about Medicare plans that to get dental and vision, one would have to bundle with their prescription plan and none are really at no cost. I do not know if I am understanding this correctly, though. I don't want to give up what I already have.
As has likely been mentioned in other posts about this - the premiums for dental and vision would most likely exceed what one would spend OOP unless they had a catastrophic need. I pay OOP for dental. This year cost me $346 - a 50% increase from last year for the same service and no take home goodie bag, either.
Thankfully, I have not needed glasses so far since retirement. I would only be interested in dental and vision coverage if there was no premium and I get the idea from all the blurbs on TV lately about Medicare plans that to get dental and vision, one would have to bundle with their prescription plan and none are really at no cost. I do not know if I am understanding this correctly, though. I don't want to give up what I already have.
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