I'm feeling very tired and draggy today. Yesterday I got a COVID booster shot and I forgot how vaccinations disturb my sleep.
Not much going on, I went for a walk and got my steps for the day accomplished (at a slow draggy rate). Then I perused my planned budget for 2025. Our HOA fee annual increase totally wiped out the anticipated Social Security COLA. I know I should change my attitude and feel happy that the monthly increase is covered, but darn it all, I wanted to have some extra $!
On the positive financial side, I'd recently learned about gifting shares of stock to avoid paying taxes on capital gains, so I had gifted my daughter some old shares of stock to pay her car insurance with (she has a low paying job in retail so she's depressingly well within the 0% tax rate range for the gains). And today I had the pleasure of removing that item (her car insurance) from my 2025 budget.
Not much going on, I went for a walk and got my steps for the day accomplished (at a slow draggy rate). Then I perused my planned budget for 2025. Our HOA fee annual increase totally wiped out the anticipated Social Security COLA. I know I should change my attitude and feel happy that the monthly increase is covered, but darn it all, I wanted to have some extra $!
On the positive financial side, I'd recently learned about gifting shares of stock to avoid paying taxes on capital gains, so I had gifted my daughter some old shares of stock to pay her car insurance with (she has a low paying job in retail so she's depressingly well within the 0% tax rate range for the gains). And today I had the pleasure of removing that item (her car insurance) from my 2025 budget.