So Depressed I Can Almost Taste It

Gail.S said:
Fur, wish you were here in the South because here bad credit is only a problem when you apply to work at a bank. If they went by credit reports to hire people here then there would be no McD workers or office cleaners or office personnel. Here they usually run a criminal background report and do a pee test for drugs but that's it. Anyway, none of this helps you because you can't move but I do have a suggestion for looking for work, Home Health Care. There are a ton of people that need assistance and agencies to fill their needs. My suggestion too is to check your credit report and if there are any glaring errors then write them and dispute the errors, ask to have your letter of explanation included in with your report ... I think they have to agree to this but then I'm no lawyer. Mainly I suggest you apply at places that staff home health care needs.

Good luck, we are all rooting for you and wishing there was some way we could help. You know, maybe the admins of this site needs to allow people to start posts or threads for I need assistant because ....blank, kind of like a Go Fund Me. Then members of the forum can ask for assistance when needed. Just a thought but I stay on Reddit a lot and they have subreddits just for this type thing. People there post stuff like: About to be Homeless, any Assistance Would be Greatly Appreciated. They give details about their current situation in the body of the message and sometimes offer to pay people back at a later date, if it's a large amount of cash needed, and then the readers can personal message to ask them for a real time address or PayPal account number if they want to donate x amount of dollars. I'm just saying, if everyone on this site gave you ten dollars each maybe it would pay for your refrigerator repair. That type thing.

Or maybe this would open a big old can of worms, who knows. Maybe everyone would suddenly need assistance. I don't beleive this would be the case, but then I am to the far left of Liberal. Odds are other people might fear this would happen.

Hugs, and again, good luck!
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I think you have a great idea, Gail! I second your suggestion -- maybe we could start posting threads like that here. If the admins don't like it they can delete them and tell us to stop.
 

Guitarist said:
I think you have a great idea, Gail! I second your suggestion -- maybe we could start posting threads like that here. If the admins don't like it they can delete them and tell us to stop.
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Thanks, Guitarist, I was off line for awhile and half expected when I came back to find this post blown up with negative comments on how my suggestion would never work. But thanks to you I have just had the tiny bit of faith I still have left in the human race kind of reinforced!

Okay, Fur, let us know how much it cost to get your fridge repaired and (with your permission, of course) I'll start a thread called Lets Help Fur Pay for Her Fridge. If people want to give, fine, if they don't want to or can't afford it then, cause there ain't no gun held to their heads, they don't have to. I, for one, will certainly donate what I can afford. If the admins object and take it down then we will know to never do it again. right?
 
Guitarist said:
Tell me about it. I have been feeling that way for months now. Plus, last night I felt so tired I really wondered if that was what dying feels like. Way too much stress lately, and I have no choice but to go through it, and have no one to talk to about it. And no one to help, and sometimes just listening is the best help of all.

Macy's was Davison's here when I was little.
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Guitarist, everyone should have someone to talk to about their problems, a sympathetic ear. Please feel free to personal message me and we can talk.
 

Guitarist said:
So, how did you do it? How did work stop you from making money, and how did you get from there to where you are? You should write a book! :)
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Nothing to clever Guitarist. It was unfortunate that a accident kicked off my problems causing pain following surgery . I worked as long as I could with little quality of life due to the pain. At the end of the day what is work for many people, it pays the bills and if a little is left over it gets hit by the unexpected . Some I appreciate benefit more . When time called its time on me at 50 years of age I had £17.000 in cash at the peak of the property boom and drove the UK trying to find a place to live. Finally miles from home I was dead lucky to find a old cottage with water running through the walls , located in the mountains of North Wales. Even so I only had enough for part payment and took out mortgage having protected myself with a sickness benefit insurance. And there I lived like a recluse on my own slowly doing the place up. Later I did the same on others , 13 mortgages in total and never working.
So now I am fine , apart from pain. Could say I retired at 50 with nothing and now my Merc Convertible sits in the garage waiting for the sunshine.
But trust me I would prefer poor and healthy anytime however.
 
Thanks, Anglophile. I understand very well about poverty and pain. I remind myself to be thankful that, though poor, I am healthy other than the chronic pain, which is better some days than others. I don't know what sickness benefit insurance is but it sounds like a great idea.

I have been thinking about finding a place of my own that I could keep in good repair if I could afford to, but having come to where I am from a 3BR house that I could not keep up, I'm afraid of getting back into that sort of situation.

Dream house would be a small snug structure within a walk of the sea (OK, I'm quoting Belloc) and a grocery store.
 
Here temp employment agencies hire out all lines of workers. From office and clerical to manufacturing, assembly, trade work and labor (heavy lifting, hauling, etc. I've seen here too where places check your credit which to me is ridiculous. I agree it doesn't reflect on anything of the worker's character or worthiness. Shit happens, ya know!

I think I've seen services that charge higher rates based on credit reports but right now can't remember who. Maybe auto insurance?
 
You know unless they actually tell you why they are rejecting you then it's all a guessing game. It might not be your credit at all. It might be your age. I hate to say that. Employers might view someone your age as someone who will be sick or absent more /health costs and someone who might not last a long time. Of course they are not going to tell you that. Don't give up. Someone out there is going to say yes.
 
You know I'm working on an op/ed piece on the subject. Who knows, if anything it's catharsis, that Hemingway quote "The writer must write". Yeah that's it...Another angle is it's discrimination under a different name. Think about it, for the teens and twenty year olds who have never used a credit card...well at least not their own. That would give them pristine credit reports.

Two people who come to mind. One was LaShawna, I learned her name from the tattoo. Somebody who had been there a year before I was hired. This girl could schmooze. Everyone would say "If you have a question, LaShawna knows". Even though I was just the "old white lady with all the books" I saw a side of LaShawna one day...

I had a customer come up for a fast check out and I used the first register working. Apparently LaShawna had signed in on it. Five second transaction and customer was pleased. Then came LaShawna...a good foot taller than me. And right out of OINB she came up to me..." Did you use MY register? Don't NOBODY use MY register, you UNDERSTAND??!!".

Oy, you're not kidding are you? Oh of course I'm so very sorry. SURPRISE...maybe a half year later they literally caught her with her hand in the till. Then she made a run for it. And got away...you know she had a car waiting. Then there was the clean cut young man they hired as cashier. Turns out he was snapping pics of credit cards...but they both had great credit right????
 
Fur, have you tried applying to some smaller businesses where they are not as regimented in their hiring practices as the bigger companies are? Most smaller companies hire more on whether they like you and whether they think you'll fit in, rather than on some absolute criterion like a credit report. At least you might have a better chance of getting your foot in the door.
 
One problem especially with the small stores is they have an overabundance of help. Three big universities are in the area, especially the next town over...shiny students everywhere. Then another glut is in places on the bus lines. For the many people without cars they snap up all the places with regular bus service. The best chance of work is somewhere off the line and away from the colleges.

I caved in today and went to welfare. What the heck, we need it, check your pride at the door. I know some applications give preference to assistance people. They get a tax break or whatever, maybe that might over-ride the credit business. You know I was going to bring the book " Wild" with me.

Then I thought about it. I haven't read it but have the idea it's some comfortable journalist who goes out and roughs it...bah hum, another book to donate. Nice young girl next to me loaned me a pen...I saw the face of someone who recently had a habit. One sweet thing was on the bus. It was standing room only.

A man came on with a cane and Parkinson's. Just like hubby he was apologizing all over for being so awkward. A young man stood up and gave him his seat. Then the same gentleman chatted to this poor guy all the way to his stop. They were crowded into me so I heard every word. So beautiful to hear a stranger comfort another stranger like that.
 
It's like the frickin' Wizard of Oz. We're short staffed come back tomorrow. And I will, food stamps and cash assistance if I can swing it. For anyone forced to go this route. They've changed the guidelines. To get SNAP or food stamps you have to work at least twenty hours. If I had a full time ******* job I would not have to be here, am I right? HOWEVER if you are under 18 or over 50 or pregnant or in a drug treatment program you are exempt from needing a job.

I'm weird, I want to find gainful employment...by any means needed.
 
Well yes she wants me to show up on Sunday...pregger's or otherwise. A gallows chuckle ********* ******** ***** that got me fired from Home Depot...black stretch pants. If not major camel toe you're good. If the shirt covers that you are still good.
 
So yes I have a job...in a job I have no knowledge about. Retail is weird..for me Barnes and Noble. But a store that prides itself on cutting edge technology? It took me a year to be able to turn on hubby's phone easily...really. I used to work for a dysfunctional Petco.

An employee and manager had a very special relationship and would often show up in matchy clothes or even each others clothes...yes they were both more or less female.

The dog trainer was great with dogs but feared every other creature in the store. I was holding a ferret one day and he almost had a full blown panic attack.

A store manager who cursed customers under his breath. " Spending all this **** on a ******* animal, what the **** is wrong with these *******people? Are they out of their minds? It's a ******* animal."

Then Pedro who tried to ignore them all, I liked him a lot. But that's retail for ya.
 
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