Maybe she should have asked more questions, not sit back and let the tips come her way and not read threads too much for her? Also, and I hope I don't get into trouble for this----there has been a 20% drop in daily members showing up since our firebrand, @Irwin, left. A coincidence or a sign people enjoyed Irwin and the interest he brought to the forum? The latter, I am convinced of that. Not criticizing but I miss Irwin & @oldiebut goody or whatever his name was. And so do, apparently, 20%, of our members.I reached out to MMinSocal in a PM. She is 56. She responded that she joined the forum to learn more about tips on impending retirement and left due to comments/responses in some of the threads.