You're A Senior Living Alone and You Start Having Trouble Due to Failing Health....

I'm actually working on this now for those 'just-in-case' moments that will come since I have severe psoriatic arthritis. I still work, drive, and take care of myself but it's getting more and more difficult living alone. My youngest and family is moving to Oregon soon and wants me near her so she can be there for me. They want to buy a house with a "Noni's" quarters. I don't want to burden my children but bless them all (three) they want to take care of me when it comes to that point. I was my mom's caregiver and it was hard but I'd do it again. Oregon has the Physicians Assisted law as well and even though controversial to some, I want the option over a nursing home if that came up.

Some of us don't have the luxury of expensive retirement communities. I was doing very well and my ex husband wiped out a huge chunk of savings and half my thrift so with my age and health, building anything back up except my basic retirement isn't going to happen.

Something I've found is when I first had to move I lived in my RV for awhile and it was actually nice not having to spend hours cleaning, mowing and fixing things. I decided a one bedroom apartment was for me until I move to Oregon. It's easily maintained by me without help right now.
 

My husband would be amused at being called "well off." He never made more than $35,000 a year but we didn't live above our means. If you have a house to sell, you can usually afford to move to a retirement community. Our "villa" is a third of a triplex and is about 1430 sq ft. If you have a social security and a pension, these retirement homes are affordable. I realize everybody doesn't have a pension which makes it difficult to afford a retirement community. Although defined pensions were the rule in our working years.
 
If you didn't have any friends or family nearby to help you, and you started having trouble taking care of yourself, doing shopping, doing housework, paying the bills, etc...would you voluntarily move into a nursing home or assisted living facility...or would you try to hire somebody to come in and help you out part time?

I think I would do whatever I could to stay in my own home, even if I couldn't afford any outside help. What would you do?

Depending on how much care you need, in Ontario where I live, social services would send someone to help you stay in your home. When my wife was sick I received three hours of day of help.
 

If I live long enough I will go to an assisted living facility. There are a couple of nice one's not far from where I live now. Not cheap but that's one reason we save....to have money to take care of ourselves in the golden years.
 
My preference would be to live independently and go directly from my little apartment to the cemetery.

I'm still preparing for the possibility that I will need to move into an assisted living facility at some point. We have two or three cruise ship style facilities, similar to the one that Lon moved into recently, in the area. I like one in particular where you pay a monthly fee for all inclusive day to day living and if you need assistance with meds, bathing, dressing, etc... you can pay an additional monthly amount for those services when or if they become necessary. That option would allow me to stay in one place for a longer period of time.

We live in a time where things are changing so fast that it is becoming easier for a tech savvy senior to stay in their own home, hopefully long enough to avoid being institutionalized.

At this point all I'm really doing is trying to lighten the load and get organized so that when or if the time comes things can move quickly and smoothly without a lot of fuss for me or those around me.

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I'll probably consider the ice floe option if I can't live on my own. So far so good. My mother died at 93 and lived on her own until the end, when my sister tricked her into a nursing home and Mom decided to pull the plug.
 
Not something I like to think about, I'm in my 50's now, but the years do go by fast. Like Aunt Bea said, it would be my choice too to live in my house until that time comes, until then, just keep on saving, planning & praying. :praying:
 
CindyLouWho, I don't know where you live or your situation, but a friend's mother was able to stay in her apartment until she died of emphysema. She had a caregiver who came every day to make her breakfast and lunch, do the cleaning, help her with her health and hygiene needs, set up the automatic coffee pot for the next morning and make sure everything was in place so all she had to do was microwave her dinner. Her son bought her groceries and filled her prescriptions when it became increasingly hard for her to get around.

Most or all of the home health aide's salary was paid for by a combination of city, state and federal government.
 
Thanks Jane, I currently live in Florida and am relatively young and in good health now but that is a very good idea. Thanks for sharing that information!:)
 
If you didn't have any friends or family nearby to help you, and you started having trouble taking care of yourself, doing shopping, doing housework, paying the bills, etc...would you voluntarily move into a nursing home or assisted living facility...or would you try to hire somebody to come in and help you out part time? I think I would do whatever I could to stay in my own home, even if I couldn't afford any outside help. What would you do?

I am involved/witnessing with such a situation with a neighbor. His relatives are all hundreds of miles away, and a few weeks ago, the doctors gave him 2 or 3 months to live....terminal cancer. He has an in-home hospice service that comes by nearly every day to check on him, and feed him, etc., but he is so far gone I don't see how he can even go to the bathroom. His relatives drove down here a couple of times in recent weeks, and tried to get him to go to a good senior facility in town...3 miles away, but I think that dissolved in a confrontation, and he refuses to leave his house. A few days ago, I stopped by, and the hospice person was struggling to get him back in his chair....he had fallen. It took both of us to hoist his 300+lb. bulk back into his chair. Yesterday, I called the propane service to add some fuel to his tank so he doesn't freeze in this cold weather. I fully expect, in the coming days, to see him pass. It's a sad situation, and he would be far better off in town, but he seems to have made his decision.
 
That's a scary situation, Don. After he was given that kind of prognosis, he probably figures he might as well stay in his home for the short time he has left. If he dies from something else, so be it.

Good of you to see to the propane and help out where you can.
 
I would do anything to stay in my home until the end, health permitting, the thought of going into a residential home scares the hell out of me, I hate the feeling of not being in control like when you get up, what you eat, your personal care.....
 
"Give up autonomy"? Who says?

Please understand that in the U.S., there are no federal standards for type of senior facility, so there are many, many different kinds. Maybe you are talking about Skilled Nursing Care, or Memory Care. I'm sure in those circumstances you would WANT help!

We moved my MIL to an asst. living facility when her dementia began worsening. Her idea of a comfortable lifestyle was not ours, and it merely confused her and made her anxious. She could manage fine on a day to day basis, and in fact could ace the standard geriatric test of counting backwards in 7s - she could do it better than I can! But she was increasingly lonely as her friends died off/moved away, and all her family, except my DH, lived 3000 miles away.

She was initially reluctant but in a few weeks LOVED it! The staff and residents considered her a ray of sunshine. She had her own apartment but all the housekeeping was done by staff. She had been afraid of falling when she bathed; now she had an attendant right there to help. Her unit was sunny and bright, with a view of the city and hills (in fact she could see our house in the distance, 3 mi away).

She loved their food (we actually had family dinners there, the facility kitchen was so good), always served at a regular time so she knew what to expect. If she didn't feel like eating, nobody was going to force her to. She could participate in as few or as many activities as she wanted, no pressure. A hairdresser came once a week to work at the facility all day.

All residents had one of those 'call button' wristlets so if she fell or needed any assistance, one of the staff that is there 24/7 would come immediately. If she didn't show up for a meal, they would knock on the door just to check that she was okay. Otherwise, there was a room on every floor by the elevators for the staffperson on duty, so everyone knew where to go.

There were always puzzles, books, and papers around, with comfortable chairs and sidetables, on every floor for residents to enjoy. There was an in-house senior center on site with a full schedule of activities every day.

She could decorate her apartment as she wanted. We insisted upon buying her all-new furniture. One of those powered lift-up upholstered chairs (she was quite mobile, but she loved playing with it and showing it off to her neighbors). A new bigger TV and a handsome walnut round table to serve as desk for her laptop and monitor.

One of our friends helped put up the photos and art she wanted. Another friend brought her some silk plants which we arranged in the bay window.

Relatives and friends who kept in touch with her by phone said her time there was the happiest they'd seen her since her husband died seven years prior. She loved the casual social contact at the senior facility. Simply exchanging a cheerful "good morning!" with neighbors and staff was enough to make her happy. Being around people of her own age was very good for her - her dementia lessened (it never goes away, of course). She was so much more alert and happy.

It's a mistake to think of seniorcare as only extremes of "living at home" vs "being institutionalized".

The great downside of America's laissez-faire healthcare system is that it takes $$$$$ to live comfortably and without fear of future mental/physical disability. And the social network is being shredded by current political actions.

We have close relatives who do not have financial resources for extreme old age, and we are fearful for them. Their kids, struggling with their careers and young kids of their own, are terrified for their parents, and rightly so. It is not a question of being stuck in an ugly, rundown, uncaring facility - it's the fear that there won't be any facilities or resources at all.
 
Here in many North Texas suburbs [and I assume in other parts of the country]
nice new partially government funded senior apartments have recently been built.
Rent is based on income. I thought seriously about moving into a brand new one
built near me this year. But I opted [for now] to stay in my single family house
which is much too big for me and in spite of this being the very best time to sell
homes in the Dallas area [house down the street just sold after 8 days on market !]
 
Here in many North Texas suburbs [and I assume in other parts of the country]
nice new partially government funded senior apartments have recently been built.
Rent is based on income. I thought seriously about moving into a brand new one
built near me this year. But I opted [for now] to stay in my single family house
which is much too big for me and in spite of this being the very best time to sell
homes in the Dallas area [house down the street just sold after 8 days on market !]

It might be a good idea to put your name on the waiting list for an apartment in case you decide to sell your home in a year or two. If they contact you and you are still not ready they will just move your name to the bottom of the list and call again when you reach the top.
 
It might be a good idea to put your name on the waiting list for an apartment in case you decide to sell your home in a year or two. If they contact you and you are still not ready they will just move your name to the bottom of the list and call again when you reach the top.


Good idea and I did put my name on their list while they were building the newest senior apartments...
but when the time came to apply [which included a $200 application fee] I chickened out of moving.
I cherish the privacy, independence and convenience my single family home gives me... and since my
house is totally paid off, I can live here for about the same cost. Decisions/Decisions !!


.
 
That's me SB. I've just had to make that very decision.
Like you, I would prefer to stay put, but:-

Hiring someone trustworthy for home help isn't as easy as it seems. Especially in a smallish town where most fit women work in other towns, or aren't much better off physically than I am, or are transient trailer park types whom I have no means of vetting. A help wanted ad in the PO would be an invitation to 'case the joint' to some.

It's a region with a high density of aging retirees and Government run Community Assistance programs are so overloaded that there's a waiting list to get onto the waiting list.
Geographical location plays a big part in what makes our independence possible.

The kindness of relatives alone has kept me from starving when I was unable to drive to a shop, or even cook a meal for weeks.
The only other option was to call an ambulance and throw myself on the mercy of the already overloaded health system. I preferred starvation to hospital, but that's a reeeally long story.

Had I lived in a town with a taxi to call, or a take-away shop to phone for a delivery, or even with a doctor, or a pharmacy the decision would have been harder to make, but I don't. I'm far too isolated here to justify my 'independence' as being more than a pipe-dream.

The reasons I chose to live here are the nostalgic location and the beach. I'm essentially housebound now and can only look at the beach from the carpark. I may as well look at a photo of it.

My principal reasons for being here aren't accessible to me any longer, so sanity must prevail, and self preservation has kicked in.
Leaving this house, that I partly designed, and have worked towards achieving my entire life, is one of the hardest things I have faced. It is the goal that kept me going when nothing else was worth it, and the sole tangible evidence that I've stamped on the planet to signify that I was ever here at all. It's 'me'. It's the bottom line representation of my life.

But I can't care for it alone any longer. The dream is achieved. It won't matter if I die in it or not, it will still be 'my' house. This particular house will only here because I 'built' it here. That has to be enough.

Just recalled that meme "there are many like it, but this one is mine".

With luck I could last another few years here. Throwing myself on the kindness of relatives for help, and living day to day in the hope that I will still be able to drive the 10 mins to a shop tomorrow, but it would be a very big risk to take. Nor would it be fair on the relatives. They don't owe me anything and it would be more than selfish to expect their support long term.

I've only rattled on because many make snap decisions and stick to them about this question.
Those options of home help etc have to be investigated, they're not always easy to achieve.
It's easy to get to a doctor when you can still drive. Shopping can be done online and delivered. If you live in the right delivery zone. But don't make the decision based on that premise.

Try this practice run for a month or two.

Not walk more than a 10 to 15 yards at a time without a frame and being doped to ears on painkillers.
No driving at all.
Take half the day just to get the washing done in 5 minute bursts of energy, loading said washing one item at a time into the dryer because you can't lift more than that, remember, it's heavier when it's wet.
Spend the other half of the day just getting showered, dressed, and the basics of housework and feeding yourself done.
Approach changing bed linen as you would a trek up Mt Everest.
Have no one available to help lift or shift anything heavier than a coffee pot.
No giving the dog a bath, you can't lift into the tub, or wrestle with it getting it washed.
(That is only done by wheedling someone else to do it for you, and they are not always around and can't be summoned for something like that. Pewww. Only 'sponge' bathing it is an option. Good luck with that!)
No buying anything at all from a shop you can't stagger to. Nothing, not even a loaf of bread.
Live entirely from what's in the pantry and freezer for as long as it lasts, and then sit down and figure out your next move.
Never get a window washed, or lawns cut or carpets vacuumed. Those things are 'specials' done by people with the kindness and time and availability to accomplish, don't rely on that happening.
Don't even think about putting a full garbage bin out, rely on someone taking it with them to dispose of, in small bundles that's if anyone calls at all.
All 'bio' potentially smelly garbage must be stored in the freezer until disposal, never forget that one!
Talk to no one except by phone. (or internet)

Sounds a pretty awful way to live doesn't it? That's what it can come down to. It has for me. Not permanently, I've recovered enough to drive again but Osteoporosis means I can be laid that low again at any time. We don't all go that way, but that can happen and does to many.
Don't make set decisions about stayin' put too soon, things can change really fast.

We have to look a little into the realities of the possible future before we decide these things. We need to remain flexible about it. Things don't remain static, situations and surrounding people and support networks change. We can't rely on what is possible today being achievable in our futures. We need to examine our reasons for staying against our possible limitations in the future and at least make detailed enquiries with those possible future physical limitations well in mind. It's not a good idea to leave the decision until we are actually at the crossroads.

So.... YES, I prefer to stay, but YES I choose to move to a more suitable accommodation for my circumstances while I'm still able to make it for myself, and have some control over where I go. I can have a degree of independence but still have help nearby and more importantly, it's easily accessible. Those places don't come up for sale often, opportunity has knocked in the next best place to here and I'm grabbing it.
There is a beach where I'm going, I can look at that one from the car park, no big deal I guess. It just won't be 'my' beach. siiiiiigh.

We can't have it all.

I'll put some pics of where I'm going in the album, it's not what I want but there are plenty of worse places to end up in.

Oh dear, there's the rest of my daily rambling ration gone.


Errrr, a PS?

Just read the posts from Jilly and Anne. I've had a bit to do with aged care facilities and there's a very big difference between a Nursing home and an assisted living accommodation. Nursing homes are for the largely bedridden total write-offs.

Aged care is a step back from that, own room with TV and whatever sentimental junk you can jam into it until the staff get tired of shifting things to clean it and wash and dress you and get you down to the dining room. Only then will there be tears and a clear out.

Assisted living is a further step back, doing your own thing but with cleaning etc done for you. It also includes meals and a degree of personal care help available if needed.

Independent living in those developments is just that. You own the unit and within neighbourly guidelines can do whatever you want in it. There are no 'lights out' rules, just noise ones. It does though allow access to the same community facilities as the other levels of care. Their own bus, craft groups etc. It is a community of peer retirees and up to the individual how much social interaction they want to take within it.
It also offers the options of meals, cleaners, personal or basic casual nursing care etc on a user pays basis.
It has much lower weekly fees than the other forms of residence because those services are not included in the fees and only come into play in time of need.

As I said many have a jaundiced view of aged care due to what it was like in the past, or from the worst examples of it. They aren't all anything like that bad and there are many different levels of 'care'.
Nursing Home is a bogeyman that most never get to need. It's not a matter of being a home-owning independent individual one day and in a Nursing home the next barring a catastrophic stroke or similar. There are quite a few levels of residential options between the two for most of us.

Honest, they just aren't something to be scared of. By the time you get down to Nursing Home level I can guarantee you won't give a damn where you are.

The issues you mention are the very reasons I'm leery when I read or hear about people, especially seniors, moving to remote locations. I've always thought...what if there's an emergency? What if they get very ill and nobody knows it because they are so isolated. Hope you can find a way or another place soon.

 
I would see if it would be feasible to go to a senior day care center 5 days a week. There's one right around the corner but they send their van for pick ups. If that wasn't possible or feasible, I would see about getting a home health aide with an established agency. Still, I've heard horror stories of how aides have been thieves or so lazy they weren't doing what they were supposed to do for the patient. Someone here posted about another option...living in a small private home set up to care for seniors. Last option would be a nursing home. But my son promised me he'd never see me go to a nursing home. When people work hard and have other responsibilities, caring for an aging parent is not as easily done as one imagines it will be.
 
>>(from Diwundrin) Independent living in those developments is just that. You own the unit and within neighbourly guidelines can do whatever you want in it.>>

Ummm....not necessarily, I'm afraid. As I mentioned in a previous post, there are no federal standards for senior housing facilities. So the phrase "anything goes" is apt, here.

In the city where we live (major metro area), most (not all) seniorcare facilities are NOT co-op; e.g., residents do not own any part of the physical property except for their own possessions.

Instead, the larger facilities offer three levels of care:
- Independent
- Assisted Living
- Skilled Nursing or Memory Care (separate units; same pricing)

In the eyes of the law, the facilities are only offering 2 levels of care: Asst. and Skilled/Memory. They do this because of cost: rather than having to obtain 3 different licenses (and change the # of units according to who needs what at any given time), it's easier to list every unit that is not SNC or MC, as an Asst. Living unit.

Thus, you can move in at the Independent or Asst. Living level, depending on what care services you want in addition to the basic services that come with the lowest cost rental units. But you don't own any unit you live in.

There probably are co-op senior living facilities in our area - in fact I'm sure there are - but due to our state's property tax laws it is probably not a popular option for most seniors. So there are going to be great differences between the senior housing in one state vs another; making it difficult to make "apple to apple" comparisons.

Hope that clarifies things a bit.
 
I've been alone too much, with hubby travelling - don't like it at all, but not sure what I'd do...I agree with Jillaroo; a nursing home is like 'the last stop', not much freedom, either, and not for night owls. :eek:
IF I could afford it, I'd have someone come in, or consider an assisted living place. Guess we never know for sure until we're 'there', but it's worth thinking about.

Assisted living is just the last stop before nursing home. They assist not nurse.
I think about this often. And hope I can stay at home till they carry me out in a bag. If hubby goes first he feels the same way.
I hope we can set the place up for old age like wheel chair ramp, hospital beds and whatever.
But who knows what kind of power we will have over our lives.

I read some pretty bad stories about outside help like 'Visiting Angels' and I've heard some good stories about them too. But then I don't feel lucky.

Ive looked into maybe letting some seniors come here and share the work in garden and chickens and help with the care of passing of each other, but it too has its drawbacks, like once here being 'sick' or just lazy and not doing their share. So no good options so far.
 
I would do anything to stay in my home until the end, health permitting, the thought of going into a residential home scares the hell out of me, I hate the feeling of not being in control like when you get up, what you eat, your personal care.....

Not to speak of the abuse many get from these places. I have heard lots of bad stories of over drugging, leaving you in soiled clothing, and out right beatings then saying you fell.
Most of these people make minimum wage and most are not happy. My sister worked in one as a young person for a few weeks and said it is not a good place to be.
 
Not to speak of the abuse many get from these places. I have heard lots of bad stories of over drugging, leaving you in soiled clothing, and out right beatings then saying you fell.
Most of these people make minimum wage and most are not happy. My sister worked in one as a young person for a few weeks and said it is not a good place to be.

Getting older doesn't mean one has to suffer. Not all Retirement communities are bad or inconsiderate.
We live in Liberty Village Peru, Illinois. It's a step by step community that goes from independent living, to assisted living, to nursing home or memory care. We still live in what they call villas, which are regular homes. We are now age 82. When we can no longer live there, or when one of us is no longer here, the next step is independent living, in one of the 65 apartments. Meals provided and transportation and activities too.

The complex has a section called "Bounceback" where temporary ilinesses, broken bones etc, are taken care of over a week to a few month period.

The next step, where one is unable to care for his.her self, is assisted living, which is far, far from the awful things that are often cited. We know many of the people in assisted living, and socialize with them, for cards, trips, entertainment and things that keep them in the regular society. Help with medicines, personal care, and functions that are difficult due to arthritis, injury, vision and other longer term problems like Parkinsons.

When life becomes too difficult, there are two 5 unit parts of the complex. First is the nursing home, and second, "memory lane".

We visit all of these on a regular basis and have found none of the terrible things that are so often cited. Absolutely no fear of the future.

While not a pleasant project, early research on finding the right facility could be one of the most important things a senior could do.

Here's a bit more about our community:

https://www.seniorforums.com/showthread.php/2130-Decisions-Where-to-live-the-CCRC-option
 
Good Job! SeaBreeze
90% of people over age 65 want to stay at home for as long as possible. According to me caregiver is the best option for your loved ones to take care of them and perform other daily necessary tasks. Caregivers offer companionship to the seniors in their care. If your parents’ friends live out of state, your parents may not be as social as they were in the past. Caregivers can join your parents for walks, sit outside in the garden, and join them on shopping trips[FONT=&quot].[/FONT]
Tell me your opinion, that you are thinking @SeaBreeze.
 


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