It makes no difference to me unless it is meant to be condescending or the person saying it is an uncouth disgusting animal, hahaha!
Working on male dominated jobs most of my working years, plus growing up a single child on a high mountain ranch with the closest neighbors having three boys (I refer to as my fake brothers), I have heard it all.
Now, at 72, I think my favorite is from the guys that were on my underground mining crew back in 1980-82, "The Boss Babe."
Probably my least favorite is, "Honey Buns or Sweet Cheeks." My reply was always, "How do you know they are sweet as honey? You haven't even kissed them yet."
Another woman calling me "darling" as she holds her long cigarette, makes me smile. I pity her living in such an entitled fairy tale world.
Honey, hun, hon, baby, babe, girl, lady, love, sweetheart, sweetie, darling, old woman, young woman, chick, chickadee, etc., doesn't bother me one way or the other unless as I already said, it is done so in a condescending or degrading way.
AHEM AHEM, I do take offense to a certain disparaging feline wildlife name! Such has cured me of referring to young hunks, in Speedos, with their muscular bodies as Beefcakes, etc.
I have special names for old condescending guys that think they are clever using names to try and impress old women with their masculinity. Old Fart, Old Billy Goat, Old Buzzard Puke, and the list goes on and gets unprintable hahaha!