Cremation is only about 1/10th the cost of burial, and we are not millionaires. About 30 years ago, we already bought a niche for about $1,000 to fit two urns at the Dutch-Reformed Crystal Cathedral that changed hands and is now the Catholic Christ Cathedral in Garden Grove near Los Angeles. The price for 1 niche is now about $6,000 for only one urn. So, when I say cremation is less expensive, then I have the old prices in mind. P.S., Neptune Society used to be great but has now crazy prices although their website has still very useful information about the cremation process.