If you're talking about Christianity, and you are I assume, then you are taking that out of context and adding a face palm....which gives it a negative twist and thus a judgement of your own that isn't quite the whole truth.
Yes, repenting on one's death bed is acceptable if sincere (they only miss out on a life of blessings here on earth but won't miss out in eternal life) and yes, Christians will appear at the judgement seat but it will be more of an awards ceremony than a trial...so to speak.. If you are interested as to what really happens for Christians at the judgement seat then here it is from the source...the Bible:
"There will be another kind of judgment for all those who have been redeemed by God’s Son.
Second Corinthians 5:10 says, “For we must all appear before the
judgment seat of Christ, so that each one may receive what is due for what he has done in the body (aka church or group of likeminded Christians), whether good or evil” (cf.
Romans 14:10). This judgment for those who are “
in Christ” is not to determine eternal destiny but to give rewards for godly service and faithfulness (
Matthew 16:27;
Revelation 22:12). Jesus commanded us to store up
treasure in heaven (
Luke 12:33). This treasure will be revealed at the judgment seat of Christ. This glorious day will be more like an awards ceremony than a trial, because everyone present has already had their eternal fate secured when they were born again (
John 3:3). Jesus Himself will give us crowns and treasure to enjoy for all eternity according to what we have done with all He had entrusted to us (
Matthew 25:21).
God’s desire is that His people learn to walk in holiness and fellowship with Him (
Romans 8:29). As any loving parent would do, God will bring unpleasant consequences upon His children for rebellion. He expects the ones He has redeemed by the blood of His Son to set the example for the rest of the world. If the church is not in pursuit of holiness, the world sees no need to change its allegiance. So judgment begins in the household of God, with His own children, as He teaches us to live like Jesus.